{"id":45403,"date":"2026-09-15T05:19:46","date_gmt":"2026-09-15T05:19:46","guid":{"rendered":"https:\/\/www.damaninsurance.ae\/media-centre\/health-insurance-deductibles-explained-definitions-types-benefits-and-how-they-work\/"},"modified":"2026-09-15T07:25:44","modified_gmt":"2026-09-15T07:25:44","slug":"health-insurance-deductibles","status":"publish","type":"blog","link":"https:\/\/www.damaninsurance.ae\/ar\/media-centre\/health-insurance-deductibles\/","title":{"rendered":"\u0645\u0628\u0627\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0641\u064a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u062d\u064a: \u0627\u0644\u0645\u0641\u0627\u0647\u064a\u0645 \u0648\u0627\u0644\u0623\u0646\u0648\u0627\u0639 \u0648\u0627\u0644\u0645\u0632\u0627\u064a\u0627 \u0648\u0622\u0644\u064a\u0629 \u0627\u0644\u062a\u0637\u0628\u064a\u0642"},"content":{"rendered":"\n<h5 class=\"wp-block-heading has-text-color has-link-color wp-elements-1\" style=\"color:#003478\">\u0634\u0631\u062d \u0645\u064f\u0628\u0633\u0637 \u0644\u0645\u0628\u0627\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644\u060c \u0648\u0643\u064a\u0641 \u062a\u0624\u062b\u0631 \u0639\u0644\u0649 \u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u0631\u0639\u0627\u064a\u0629 \u0627\u0644\u0635\u062d\u064a\u0629\u060c \u0648\u0645\u0627 \u0627\u0644\u0630\u064a \u064a\u064f\u0646\u0635\u062d \u0628\u0627\u0644\u062a\u062d\u0642\u0642 \u0645\u0646\u0647 \u0642\u0628\u0644 \u0634\u0631\u0627\u0621 \u062e\u0637\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u062d\u064a.<\/h5>\n\n\n\n<h6 class=\"wp-block-heading has-text-color has-link-color wp-elements-2\" style=\"color:#882345\">\u0645\u062f\u0629 \u0627\u0644\u0642\u0631\u0627\u0621\u0629: \u0646\u062d\u0648 10 \u062f\u0642\u0627\u0626\u0642<\/h6>\n\n\n\n<p class=\"wp-block-paragraph\">\u0639\u0646\u062f \u0645\u0631\u0627\u062c\u0639\u0629 \u062e\u0637\u0637 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u062d\u064a\u060c \u0642\u062f \u064a\u0634\u0643\u0644 \u0648\u062c\u0648\u062f \u0645\u0635\u0637\u0644\u062d\u0627\u062a \u0645\u062b\u0644 \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644\u060c \u0648\u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0645\u0634\u062a\u0631\u0643\u060c \u0648\u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u0634\u062a\u0631\u0643\u060c \u0648\u0642\u0633\u0637 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0639\u0627\u0626\u0642\u0627\u064b \u0623\u0645\u0627\u0645 \u0641\u0647\u0645 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u062a\u064a \u0642\u062f \u062a\u062a\u062d\u0645\u0644\u0648\u0646\u0647\u0627 \u0639\u0646\u062f \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u0631\u0639\u0627\u064a\u0629 \u0627\u0644\u0635\u062d\u064a\u0629.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0648\u0645\u0646 \u0623\u0643\u062b\u0631 \u0627\u0644\u0623\u0633\u0626\u0644\u0629 \u0634\u064a\u0648\u0639\u0627\u064b: <strong>\u0645\u0627 \u0627\u0644\u0645\u0642\u0635\u0648\u062f \u0628\u0645\u0628\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0641\u064a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u062d\u064a\u061f<\/strong><strong><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0628\u0628\u0633\u0627\u0637\u0629\u060c \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0647\u0648 \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0630\u064a \u0642\u062f \u064a\u064f\u0637\u0644\u0628 \u0645\u0646\u0643\u0645 \u0633\u062f\u0627\u062f\u0647 \u0645\u0642\u0627\u0628\u0644 \u0625\u062d\u062f\u0649 \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0631\u0639\u0627\u064a\u0629 \u0627\u0644\u0635\u062d\u064a\u0629 \u0627\u0644\u0645\u0634\u0645\u0648\u0644\u0629 \u0628\u0627\u0644\u0648\u062b\u064a\u0642\u0629\u060c \u0648\u0630\u0644\u0643 \u0648\u0641\u0642\u0627\u064b \u0644\u0634\u0631\u0648\u0637 \u062e\u0637\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643\u0645. \u0648\u0645\u0639 \u0630\u0644\u0643\u060c \u0642\u062f \u062a\u062e\u062a\u0644\u0641 \u0622\u0644\u064a\u0629 \u062a\u0637\u0628\u064a\u0642 \u0645\u0628\u0627\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0628\u0627\u062e\u062a\u0644\u0627\u0641 \u0634\u0631\u0643\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0648\u0646\u0648\u0639 \u0627\u0644\u0648\u062b\u064a\u0642\u0629.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0625\u0644\u0649 \u0645\u0634\u062a\u0631\u0643\u064a \u0636\u0645\u0627\u0646\u060c \u0641\u0625\u0646 \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0647\u0648 <strong>\u0645\u0628\u0644\u063a\u064c \u062b\u0627\u0628\u062a \u064a\u0644\u062a\u0632\u0645 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0628\u0633\u062f\u0627\u062f\u0647 \u0645\u0628\u0627\u0634\u0631\u0629\u064b \u0625\u0644\u0649 \u0645\u0642\u062f\u0645 \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0631\u0639\u0627\u064a\u0629 \u0627\u0644\u0635\u062d\u064a\u0629 \u0645\u0642\u0627\u0628\u0644 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0634\u0645\u0648\u0644\u0629 \u0636\u0645\u0646 \u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u0648\u062b\u064a\u0642\u0629<\/strong>. \u0648\u064a\u064f\u0630\u0643\u0631 \u0647\u0630\u0627 \u0627\u0644\u0645\u0628\u0644\u063a\u060c \u0625\u0646 \u0648\u064f\u062c\u062f\u060c \u0641\u064a \u062c\u062f\u0648\u0644 \u0645\u0646\u0627\u0641\u0639 \u0627\u0644\u062e\u0637\u0629. \u0623\u0645\u0627 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u0634\u062a\u0631\u0643\u060c \u0641\u0647\u0648 \u0627\u0644\u0646\u0633\u0628\u0629 \u0627\u0644\u0645\u0626\u0648\u064a\u0629 \u0645\u0646 \u0627\u0644\u0646\u0641\u0642\u0627\u062a \u0627\u0644\u062a\u064a \u064a\u0644\u062a\u0632\u0645 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0628\u0633\u062f\u0627\u062f\u0647\u0627. \u0648\u064a\u0633\u0627\u0639\u062f\u0643\u0645 \u0625\u062f\u0631\u0627\u0643 \u0647\u0630\u0627 \u0627\u0644\u0641\u0631\u0642 \u0639\u0644\u0649 \u062a\u0642\u062f\u064a\u0631 \u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u0631\u0639\u0627\u064a\u0629 \u0627\u0644\u0635\u062d\u064a\u0629 \u0628\u0633\u0647\u0648\u0644\u0629 \u0623\u0643\u0628\u0631\u060c \u0648\u0641\u0647\u0645 \u0648\u062b\u064a\u0642\u062a\u0643\u0645 \u0628\u0635\u0648\u0631\u0629 \u0635\u062d\u064a\u062d\u0629\u060c \u0648\u0645\u0639\u0631\u0641\u0629 \u0645\u0627 \u064a\u0645\u0643\u0646 \u062a\u0648\u0642\u0639\u0647 \u0639\u0646\u062f \u0632\u064a\u0627\u0631\u0629 \u0627\u0644\u0637\u0628\u064a\u0628 \u0623\u0648 \u0627\u0644\u0639\u064a\u0627\u062f\u0629 \u0623\u0648 \u0627\u0644\u0645\u0633\u062a\u0634\u0641\u0649.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u0645\u0627 \u0627\u0644\u0645\u0642\u0635\u0648\u062f \u0628\u0645\u0628\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0641\u064a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u062d\u064a\u061f<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\u064a\u0645\u062b\u0651\u0644 \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0641\u064a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u062d\u064a \u062c\u0632\u0621\u0627\u064b \u0645\u0646 \u0622\u0644\u064a\u0629 \u062a\u0642\u0627\u0633\u0645 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0628\u064a\u0646 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0627\u0644\u0645\u0624\u0645\u064e\u0651\u0646 \u0639\u0644\u064a\u0647 \u0648\u0634\u0631\u0643\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0648\u0641\u064a \u062e\u0637\u0637 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u062d\u064a \u0645\u0646 \u0636\u0645\u0627\u0646\u060c \u064a\u0643\u0648\u0646 \u0627\u0644\u0645\u0628\u0644\u063a \u062b\u0627\u0628\u062a\u0627\u064b \u0648\u064a\u0633\u062f\u062f\u0647 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0625\u0644\u0649 \u0645\u0642\u062f\u0645 \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0631\u0639\u0627\u064a\u0629 \u0627\u0644\u0635\u062d\u064a\u0629 \u0639\u0646\u062f \u062a\u0644\u0642\u064a \u0628\u0639\u0636 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0634\u0645\u0648\u0644\u0629 \u0628\u0627\u0644\u062a\u063a\u0637\u064a\u0629\u060c \u0648\u0630\u0644\u0643 \u0628\u062d\u0633\u0628 \u0645\u0627 \u0647\u0648 \u0645\u0646\u0635\u0648\u0635 \u0639\u0644\u064a\u0647 \u0641\u064a \u062c\u062f\u0648\u0644 \u0627\u0644\u0645\u0646\u0627\u0641\u0639. \u0641\u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644\u060c \u0625\u0630\u0627 \u0646\u0635\u0651 \u062c\u062f\u0648\u0644 \u0627\u0644\u0645\u0646\u0627\u0641\u0639 \u0639\u0644\u0649 \u0623\u0646 \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0627\u0644\u0645\u0637\u0628\u0642 \u0639\u0644\u0649 \u0627\u0633\u062a\u0634\u0627\u0631\u0629 \u0645\u0639\u064a\u0646\u0629 \u0647\u0648 25 \u062f\u0631\u0647\u0645\u0627\u064b \u0625\u0645\u0627\u0631\u0627\u062a\u064a\u0627\u064b\u060c \u0641\u0633\u064a\u062a\u062d\u0645\u0644 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0639\u0627\u062f\u0629\u064b \u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0633\u062f\u0627\u062f \u0647\u0630\u0627 \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u062b\u0627\u0628\u062a \u0639\u0646\u062f \u062a\u0644\u0642\u064a \u0627\u0644\u062e\u062f\u0645\u0629\u060c \u0648\u0641\u0642\u0627\u064b \u0644\u0634\u0631\u0648\u0637 \u0627\u0644\u0648\u062b\u064a\u0642\u0629. \u0648\u064a\u062e\u062a\u0644\u0641 \u0630\u0644\u0643 \u0639\u0646 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u0634\u062a\u0631\u0643\u060c \u0627\u0644\u0630\u064a \u064a\u064f\u062d\u062a\u0633\u0628 \u0643\u0646\u0633\u0628\u0629 \u0645\u0626\u0648\u064a\u0629 \u0645\u0646 \u0627\u0644\u0646\u0641\u0642\u0627\u062a \u0627\u0644\u0637\u0628\u064a\u0629. \u0644\u0627 \u064a\u0646\u0637\u0628\u0642 \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0628\u0627\u0644\u0636\u0631\u0648\u0631\u0629 \u0639\u0644\u0649 \u062c\u0645\u064a\u0639 \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0631\u0639\u0627\u064a\u0629 \u0627\u0644\u0635\u062d\u064a\u0629. \u0625\u0630 \u064a\u062a\u0648\u0642\u0641 \u062a\u0637\u0628\u064a\u0642\u0647 \u0648\u0642\u064a\u0645\u0629 \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0645\u0637\u0644\u0648\u0628 \u0633\u062f\u0627\u062f\u0647 \u0639\u0644\u0649 \u062e\u0637\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u062d\u064a \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643\u0645. \u0644\u0630\u0644\u0643\u060c \u064a\u064f\u0646\u0635\u062d \u0645\u0634\u062a\u0631\u0643\u0648 \u0636\u0645\u0627\u0646 \u0628\u0627\u0644\u0631\u062c\u0648\u0639 \u062f\u0627\u0626\u0645\u0627\u064b \u0625\u0644\u0649 \u062c\u062f\u0648\u0644 \u0627\u0644\u0645\u0646\u0627\u0641\u0639 \u0648\u062f\u0644\u064a\u0644 \u0627\u0644\u0645\u0634\u062a\u0631\u0643\u064a\u0646 \u0645\u0646 \u0636\u0645\u0627\u0646 \u0644\u0645\u0639\u0631\u0641\u0629 \u0645\u0628\u0627\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0648\u0646\u0633\u0628 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0648\u062d\u062f\u0648\u062f \u0627\u0644\u062a\u063a\u0637\u064a\u0629 \u0627\u0644\u0645\u0637\u0628\u0642\u0629.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><br>\u0644\u0645\u0627\u0630\u0627 \u062a\u062a\u0636\u0645\u0646 \u0648\u062b\u0627\u0626\u0642 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u062d\u064a \u0645\u0628\u0627\u0644\u063a \u062a\u062d\u0645\u0644\u061f<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\u0635\u064f\u0645\u0645 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u062d\u064a \u0644\u0644\u0645\u0633\u0627\u0639\u062f\u0629 \u0641\u064a \u0623\u0639\u0628\u0627\u0621 \u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u0631\u0639\u0627\u064a\u0629 \u0627\u0644\u0635\u062d\u064a\u0629\u060c \u063a\u064a\u0631 \u0623\u0646 \u0627\u0644\u0648\u062b\u0627\u0626\u0642 \u0642\u062f \u062a\u062a\u0636\u0645\u0646 \u0623\u064a\u0636\u0627\u064b \u062a\u0631\u062a\u064a\u0628\u0627\u062a \u064a\u0633\u0627\u0647\u0645 \u0628\u0645\u0648\u062c\u0628\u0647\u0627 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0641\u064a \u062a\u0643\u0627\u0644\u064a\u0641 \u0628\u0639\u0636 \u0627\u0644\u062e\u062f\u0645\u0627\u062a. \u0648\u064a\u0645\u062b\u0651\u0644 \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0625\u062d\u062f\u0649 \u0622\u0644\u064a\u0627\u062a \u062a\u0646\u0638\u064a\u0645 \u0647\u0630\u0647 \u0627\u0644\u0645\u0633\u0627\u0647\u0645\u0629.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0628\u062d\u0633\u0628 \u062e\u0637\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u062d\u064a\u060c \u0642\u062f \u062a\u0633\u0627\u0639\u062f \u0645\u0628\u0627\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0639\u0644\u0649:<\/p>\n\n\n\n<p class=\"has-text-color has-link-color wp-elements-3 wp-block-paragraph\" style=\"color:#003478\">\u25cf \u062a\u062d\u062f\u064a\u062f \u062d\u0635\u0629 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0645\u0646 \u062a\u0643\u0627\u0644\u064a\u0641 \u0628\u0639\u0636 \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0631\u0639\u0627\u064a\u0629 \u0627\u0644\u0635\u062d\u064a\u0629<br>\u25cf \u062a\u0646\u0638\u064a\u0645 \u0622\u0644\u064a\u0629 \u062a\u0642\u0627\u0633\u0645 \u0627\u0644\u0646\u0641\u0642\u0627\u062a \u0627\u0644\u0637\u0628\u064a\u0629 \u0627\u0644\u0645\u062d\u062f\u062f\u0629<br>\u25cf \u0627\u0644\u062a\u0645\u064a\u064a\u0632 \u0628\u064a\u0646 \u062e\u064a\u0627\u0631\u0627\u062a \u062e\u0637\u0637 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u062d\u064a<br>\u25cf \u062a\u0648\u0641\u064a\u0631 \u0622\u0644\u064a\u0629 \u0623\u0643\u062b\u0631 \u0648\u0636\u0648\u062d\u0627\u064b \u0644\u062a\u0642\u0627\u0633\u0645 \u062a\u0643\u0627\u0644\u064a\u0641 \u062e\u062f\u0645\u0627\u062a \u0645\u062d\u062f\u062f\u0629 \u0648\u062a\u0645\u0643\u064a\u0646 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0645\u0646 \u062a\u0648\u0642\u0651\u0639 \u0647\u0630\u0647 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641<br>\u25cf \u062a\u0648\u0636\u064a\u062d \u0645\u0627 \u064a\u0633\u062f\u062f\u0647 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0639\u0646\u062f \u0627\u0644\u0627\u0633\u062a\u0641\u0627\u062f\u0629 \u0645\u0646 \u0645\u0646\u0627\u0641\u0639 \u0627\u0644\u0631\u0639\u0627\u064a\u0629 \u0627\u0644\u0635\u062d\u064a\u0629<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0648\u0644\u0627 \u064a\u0639\u0646\u064a \u0648\u062c\u0648\u062f \u0645\u0628\u0644\u063a \u062a\u062d\u0645\u0644 \u0623\u0646 \u062e\u062f\u0645\u0629 \u0627\u0644\u0631\u0639\u0627\u064a\u0629 \u0627\u0644\u0635\u062d\u064a\u0629 \u063a\u064a\u0631 \u0645\u0634\u0645\u0648\u0644\u0629 \u0628\u0627\u0644\u062a\u063a\u0637\u064a\u0629. \u0628\u0644 \u064a\u0639\u0646\u064a \u0623\u0646 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0642\u062f \u064a\u064f\u0637\u0644\u0628 \u0645\u0646\u0647 \u0633\u062f\u0627\u062f \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u062b\u0627\u0628\u062a \u0627\u0644\u0645\u062d\u062f\u062f\u060c \u0639\u0644\u0649 \u0623\u0646 \u062a\u064f\u063a\u0637\u0649 \u0627\u0644\u0646\u0641\u0642\u0627\u062a \u0627\u0644\u0645\u062a\u0628\u0642\u064a\u0629 \u0648\u0641\u0642\u0627\u064b \u0644\u0634\u0631\u0648\u0637 \u0627\u0644\u0648\u062b\u064a\u0642\u0629.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u0643\u064a\u0641 \u062a\u0624\u062b\u0631 \u0645\u0628\u0627\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0641\u064a \u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u062a\u0623\u0645\u064a\u0646\u061f<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\u064a\u0624\u062b\u0631 \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0641\u064a \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0630\u064a \u062a\u0633\u0627\u0647\u0645\u0648\u0646 \u0628\u0647 \u0639\u0646\u062f \u0627\u0644\u0627\u0633\u062a\u0641\u0627\u062f\u0629 \u0645\u0646 \u0625\u062d\u062f\u0649 \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0631\u0639\u0627\u064a\u0629 \u0627\u0644\u0635\u062d\u064a\u0629 \u0627\u0644\u0645\u0634\u0645\u0648\u0644\u0629 \u0641\u064a \u0627\u0644\u0648\u062b\u064a\u0642\u0629. \u0641\u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644\u060c \u0642\u062f \u062a\u062a\u064a\u062d \u062e\u0637\u062a\u0627\u0646 \u0644\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u062d\u064a \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0623\u0646\u0648\u0627\u0639 \u0645\u062a\u0634\u0627\u0628\u0647\u0629 \u0645\u0646 \u0627\u0644\u0639\u0644\u0627\u062c \u0627\u0644\u0637\u0628\u064a\u060c \u0644\u0643\u0646\u0647\u0645\u0627 \u062a\u0641\u0631\u0636\u0627\u0646 \u0645\u0633\u0627\u0647\u0645\u0627\u062a \u0645\u062e\u062a\u0644\u0641\u0629 \u0639\u0644\u0649 \u0627\u0644\u0645\u0634\u062a\u0631\u0643. &nbsp;\u0641\u0642\u062f \u0644\u0627 \u062a\u0641\u0631\u0636 \u0625\u062d\u062f\u0649 \u0627\u0644\u062e\u0637\u062a\u064a\u0646 \u0645\u0628\u0644\u063a \u062a\u062d\u0645\u0644 \u0639\u0644\u0649 \u062e\u062f\u0645\u0629 \u0645\u0639\u064a\u0646\u0629\u060c \u0641\u064a \u062d\u064a\u0646 \u062a\u062a\u0637\u0644\u0628 \u0627\u0644\u0623\u062e\u0631\u0649 \u0633\u062f\u0627\u062f \u0645\u0628\u0644\u063a \u062b\u0627\u0628\u062a. \u0644\u0647\u0630\u0627 \u0627\u0644\u0633\u0628\u0628\u060c \u0641\u0625\u0646 \u0645\u0642\u0627\u0631\u0646\u0629 \u062e\u0637\u0637 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u062d\u064a \u0627\u0633\u062a\u0646\u0627\u062f\u0627\u064b \u0625\u0644\u0649 \u0642\u0633\u0637 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0648\u062d\u062f\u0647 \u063a\u064a\u0631 \u0643\u0627\u0641\u064a\u0629.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0648\u064a\u0646\u0628\u063a\u064a \u0623\u064a\u0636\u0627\u064b \u0645\u0631\u0627\u0639\u0627\u0629 \u0645\u0627 \u064a\u0644\u064a:<\/p>\n\n\n\n<p class=\"has-text-color has-link-color wp-elements-4 wp-block-paragraph\" style=\"color:#003478\">\u25cf \u0645\u0628\u0627\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644<br>\u25cf \u0646\u0633\u0628 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u0634\u062a\u0631\u0643<br>\u25cf \u062d\u062f\u0648\u062f \u0627\u0644\u062a\u063a\u0637\u064a\u0629<br>\u25cf \u0634\u0628\u0643\u0629 \u0645\u0642\u062f\u0645\u064a \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0631\u0639\u0627\u064a\u0629 \u0627\u0644\u0635\u062d\u064a\u0629<br>\u25cf \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0631\u0636\u0649 \u0627\u0644\u062f\u0627\u062e\u0644\u064a\u064a\u0646<br>\u25cf \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0639\u0644\u0627\u062c \u062e\u0627\u0631\u062c \u0627\u0644\u0645\u0633\u062a\u0634\u0641\u0649<br>\u25cf \u0627\u0644\u0623\u062f\u0648\u064a\u0629 \u0627\u0644\u0645\u0648\u0635\u0648\u0641\u0629<br>\u25cf \u062a\u063a\u0637\u064a\u0629 \u0627\u0644\u062d\u0645\u0644 \u0648\u0627\u0644\u0648\u0644\u0627\u062f\u0629\u060c \u0625\u0646 \u0643\u0627\u0646\u062a \u0645\u0634\u0645\u0648\u0644\u0629<br>\u25cf \u0627\u0644\u0646\u0637\u0627\u0642 \u0627\u0644\u062c\u063a\u0631\u0627\u0641\u064a \u0644\u0644\u062a\u063a\u0637\u064a\u0629<br>\u25cf \u0627\u0633\u062a\u062b\u0646\u0627\u0621\u0627\u062a \u0627\u0644\u0648\u062b\u064a\u0642\u0629<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0648\u062a\u062a\u062d\u062f\u062f \u0627\u0644\u0642\u064a\u0645\u0629 \u0627\u0644\u0625\u062c\u0645\u0627\u0644\u064a\u0629 \u0644\u062e\u0637\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u062d\u064a \u0648\u0641\u0642\u0627\u064b \u0644\u062c\u0645\u064a\u0639 \u0647\u0630\u0647 \u0627\u0644\u0645\u0639\u0637\u064a\u0627\u062a \u0648\u0645\u062f\u0649 \u062a\u0643\u0627\u0645\u0644\u0647\u0627.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u0643\u064a\u0641 \u064a\u064f\u0637\u0628\u0651\u0642 \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0641\u064a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u062d\u064a\u061f<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\u0625\u0646 \u0645\u0639\u0631\u0641\u0629 \u0627\u0644\u062a\u0628\u0639\u0627\u062a \u0648\u0627\u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u062a\u0644\u0642\u064a \u0625\u062d\u062f\u0649 \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u062d\u064a\u060c \u0647\u064a \u0645\u0641\u062a\u0627\u062d \u0641\u0647\u0645 \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644.<\/p>\n\n\n\n<h5 class=\"wp-block-heading has-text-color has-link-color wp-elements-5\" style=\"color:#882345\">\u0641\u0647\u0645 \u062d\u0635\u062a\u0643\u0645 \u0645\u0646 \u0627\u0644\u0646\u0641\u0642\u0627\u062a \u0627\u0644\u0637\u0628\u064a\u0629<\/h5>\n\n\n\n<p class=\"wp-block-paragraph\">\u0639\u0646\u062f \u0632\u064a\u0627\u0631\u0629 \u0623\u062d\u062f \u0645\u0642\u062f\u0645\u064a \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0631\u0639\u0627\u064a\u0629 \u0627\u0644\u0635\u062d\u064a\u0629 \u0636\u0645\u0646 \u0634\u0628\u0643\u0629 \u062e\u0637\u062a\u0643\u0645\u060c \u0642\u062f \u062a\u0633\u062f\u062f \u0636\u0645\u0627\u0646 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u0645\u0646\u0635\u0648\u0635 \u0639\u0644\u064a\u0647\u0627 \u0636\u0645\u0646 \u0627\u0644\u0648\u062b\u064a\u0642\u0629\u060c \u0645\u0628\u0627\u0634\u0631\u0629 \u0625\u0644\u0649 \u0645\u0642\u062f\u0645 \u0627\u0644\u062e\u062f\u0645\u0629\u060c \u0648\u0630\u0644\u0643 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0646\u0638\u0627\u0645 \u0627\u0644\u0633\u062f\u0627\u062f \u0627\u0644\u0645\u0628\u0627\u0634\u0631. \u0648\u0645\u0639 \u0630\u0644\u0643\u060c \u0642\u062f \u062a\u0638\u0644 \u0628\u0639\u0636 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u062e\u0627\u0636\u0639\u0629 \u0644\u0645\u0628\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0623\u0648 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0627\u0644\u0645\u062d\u062f\u062f \u0641\u064a \u062c\u062f\u0648\u0644 \u0627\u0644\u0645\u0646\u0627\u0641\u0639. \u0648\u0641\u064a \u062e\u0637\u0637 \u0636\u0645\u0627\u0646\u060c \u064a\u0634\u064a\u0631 \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0625\u0644\u0649 \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u062b\u0627\u0628\u062a \u0627\u0644\u0645\u0637\u0628\u0642\u060c \u0628\u064a\u0646\u0645\u0627 \u064a\u0634\u064a\u0631 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0625\u0644\u0649 \u0627\u0644\u0646\u0633\u0628\u0629 \u0627\u0644\u0645\u0626\u0648\u064a\u0629 \u0627\u0644\u0645\u0637\u0628\u0642\u0629 \u0639\u0644\u0649 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u0645\u0624\u0647\u0644\u0629. \u0648\u062a\u0639\u062a\u0645\u062f \u062d\u0635\u062a\u0643\u0645 \u0645\u0646 \u0627\u0644\u0646\u0641\u0642\u0627\u062a \u0627\u0644\u0637\u0628\u064a\u0629 \u0639\u0644\u0649 \u0627\u0644\u0645\u0646\u0641\u0639\u0629 \u0627\u0644\u0645\u062d\u062f\u062f\u0629 \u0648\u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u0648\u062b\u064a\u0642\u0629.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u0645\u062a\u0649 \u064a\u064f\u0637\u0628\u0651\u0642 \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644\u061f<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\u064a\u064f\u0637\u0628\u0651\u0642 \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0641\u0642\u0637 \u0639\u0646\u062f\u0645\u0627 \u064a\u0643\u0648\u0646 \u0645\u0646\u0635\u0648\u0635\u0627\u064b \u0639\u0644\u064a\u0647 \u0641\u064a \u062e\u0637\u062a\u0643\u0645. \u0641\u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644\u060c \u0642\u062f \u064a\u0646\u0635 \u062c\u062f\u0648\u0644 \u0627\u0644\u0645\u0646\u0627\u0641\u0639 \u0639\u0644\u0649 \u062a\u0637\u0628\u064a\u0642 \u0645\u0628\u0644\u063a \u062a\u062d\u0645\u0644 \u0639\u0644\u0649 \u0627\u0633\u062a\u0634\u0627\u0631\u0629 \u0627\u0644\u0637\u0628\u064a\u0628\u060c \u0641\u064a \u062d\u064a\u0646 \u0642\u062f \u062a\u0643\u0648\u0646 \u062e\u062f\u0645\u0629 \u0623\u062e\u0631\u0649 \u0645\u0634\u0645\u0648\u0644\u0629 \u0628\u0627\u0644\u062a\u063a\u0637\u064a\u0629 \u0645\u0646 \u062f\u0648\u0646 \u0645\u0628\u0644\u063a \u062a\u062d\u0645\u0644. \u0644\u0630\u0644\u0643\u060c \u0627\u062d\u0631\u0635\u0648\u0627 \u062f\u0627\u0626\u0645\u0627\u064b \u0639\u0644\u0649 \u0645\u0631\u0627\u062c\u0639\u0629 \u0627\u0644\u0645\u0646\u0641\u0639\u0629 \u0627\u0644\u0645\u0631\u062a\u0628\u0637\u0629 \u0628\u0627\u0644\u0639\u0644\u0627\u062c \u0627\u0644\u0630\u064a \u062a\u062d\u062a\u0627\u062c\u0648\u0646 \u0625\u0644\u064a\u0647.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u0645\u0627\u0630\u0627 \u064a\u062d\u062f\u062b \u0628\u0639\u062f \u0633\u062f\u0627\u062f \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644\u061f<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\u0628\u0639\u062f \u0633\u062f\u0627\u062f \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0627\u0644\u0645\u0637\u0628\u0642 \u0639\u0644\u0649 \u0627\u0644\u062e\u062f\u0645\u0629 \u0627\u0644\u0645\u0634\u0645\u0648\u0644\u0629 \u0636\u0645\u0646 \u0627\u0644\u0648\u062b\u064a\u0642\u0629\u060c \u062a\u064f\u063a\u0637\u0649 \u0627\u0644\u062a\u0643\u0644\u0641\u0629 \u0627\u0644\u0645\u062a\u0628\u0642\u064a\u0629 \u0648\u0641\u0642\u0627\u064b \u0644\u0634\u0631\u0648\u0637 \u062e\u0637\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643\u0645\u060c \u0641\u0641\u064a \u0628\u0639\u0636 \u0627\u0644\u062d\u0627\u0644\u0627\u062a \u0644\u0627 \u064a\u062a\u0645 \u0633\u062f\u0627\u062f \u062c\u0645\u064a\u0639 \u0627\u0644\u0646\u0641\u0642\u0627\u062a \u0627\u0644\u0645\u062a\u0628\u0642\u064a\u0629 \u0628\u0627\u0644\u0643\u0627\u0645\u0644.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0648\u0642\u062f \u064a\u0638\u0644 \u062a\u0637\u0628\u064a\u0642 \u0634\u0631\u0648\u0637 \u0623\u062e\u0631\u0649 \u0641\u064a \u0627\u0644\u0648\u062b\u064a\u0642\u0629 \u0633\u0627\u0631\u064a\u0627\u064b\u060c \u0648\u0645\u0646\u0647\u0627:<\/p>\n\n\n\n<p class=\"has-text-color has-link-color wp-elements-6 wp-block-paragraph\" style=\"color:#003478\">\u25cf \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u0634\u062a\u0631\u0643<br>\u25cf \u062d\u062f\u0648\u062f \u0627\u0644\u062a\u063a\u0637\u064a\u0629<br>\u25cf \u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u0634\u0628\u0643\u0629 \u0627\u0644\u0637\u0628\u064a\u0629<br>\u25cf \u0627\u0644\u0645\u0648\u0627\u0641\u0642\u0629 \u0627\u0644\u0645\u0633\u0628\u0642\u0629<br>\u25cf \u0627\u0644\u0627\u0633\u062a\u062b\u0646\u0627\u0621\u0627\u062a<br>\u25cf \u0627\u0644\u062d\u062f\u0648\u062f \u0627\u0644\u0641\u0631\u0639\u064a\u0629 \u0644\u0644\u0645\u0646\u0627\u0641\u0639<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0644\u0630\u0644\u0643\u060c \u064a\u064f\u0639\u062f \u062c\u062f\u0648\u0644 \u0627\u0644\u0645\u0646\u0627\u0641\u0639 \u0645\u0631\u062c\u0639\u0627\u064b \u0623\u0633\u0627\u0633\u064a\u0627\u064b \u0644\u0641\u0647\u0645 \u0622\u0644\u064a\u0629 \u0639\u0645\u0644 \u062e\u0637\u062a\u0643\u0645 \u0628\u062f\u0642\u0629.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u0627\u0644\u0641\u0631\u0642 \u0628\u064a\u0646 \u0645\u0628\u0627\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0648\u0627\u0644\u0646\u0641\u0642\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0633\u062f\u062f\u0648\u0646\u0647\u0627 \u0645\u0646 \u062d\u0633\u0627\u0628\u0643\u0645 \u0627\u0644\u062e\u0627\u0635<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\u064a\u064f\u0639\u062f \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0623\u062d\u062f \u0623\u0646\u0648\u0627\u0639 \u0627\u0644\u0646\u0641\u0642\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0633\u062f\u062f\u0648\u0646\u0647\u0627 \u0645\u0646 \u062d\u0633\u0627\u0628\u0643\u0645 \u0627\u0644\u062e\u0627\u0635\u060c \u0644\u0643\u0646\u0647 \u0644\u064a\u0633 \u0627\u0644\u062a\u0643\u0644\u0641\u0629 \u0627\u0644\u0648\u062d\u064a\u062f\u0629 \u0627\u0644\u062a\u064a \u0642\u062f \u062a\u062a\u062d\u0645\u0644\u0648\u0646\u0647\u0627 \u0628\u0623\u0646\u0641\u0633\u0643\u0645.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0648\u0642\u062f \u062a\u0634\u0645\u0644 \u0646\u0641\u0642\u0627\u062a \u0627\u0644\u0631\u0639\u0627\u064a\u0629 \u0627\u0644\u0635\u062d\u064a\u0629 \u0627\u0644\u0623\u062e\u0631\u0649 \u0645\u0627 \u064a\u0644\u064a:<\/p>\n\n\n\n<p class=\"has-text-color has-link-color wp-elements-7 wp-block-paragraph\" style=\"color:#003478\">\u25cf \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u0634\u062a\u0631\u0643<br>\u25cf \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u063a\u064a\u0631 \u0627\u0644\u0645\u0634\u0645\u0648\u0644\u0629 \u0628\u0627\u0644\u062a\u063a\u0637\u064a\u0629<br>\u25cf \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u062a\u064a \u062a\u062a\u062c\u0627\u0648\u0632 \u062d\u062f\u0648\u062f \u0627\u0644\u0648\u062b\u064a\u0642\u0629<br>\u25cf \u0627\u0644\u0639\u0644\u0627\u062c \u062e\u0627\u0631\u062c \u0627\u0644\u0634\u0628\u0643\u0629 \u0627\u0644\u0645\u0639\u062a\u0645\u062f\u0629\u060c \u0648\u0641\u0642\u0627\u064b \u0644\u0634\u0631\u0648\u0637 \u0627\u0644\u0648\u062b\u064a\u0642\u0629<br>\u25cf \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u062b\u0646\u0627\u0629 \u0628\u0645\u0648\u062c\u0628 \u0648\u062b\u064a\u0642\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0648\u0644\u0647\u0630\u0627\u060c \u0645\u0646 \u0627\u0644\u0645\u0641\u064a\u062f \u0641\u0647\u0645 \u0625\u062c\u0645\u0627\u0644\u064a \u0627\u0644\u0645\u0628\u0627\u0644\u063a \u0627\u0644\u0645\u062d\u062a\u0645\u0644\u0629 \u0627\u0644\u062a\u064a \u0642\u062f \u062a\u0633\u0627\u0647\u0645\u0648\u0646 \u0628\u0647\u0627 \u0641\u064a \u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u0631\u0639\u0627\u064a\u0629 \u0627\u0644\u0635\u062d\u064a\u0629\u060c \u0628\u062f\u0644\u0627\u064b \u0645\u0646 \u0627\u0644\u0646\u0638\u0631 \u0625\u0644\u0649 \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0648\u062d\u062f\u0647.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u0623\u0646\u0648\u0627\u0639 \u0645\u0628\u0627\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0641\u064a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u062d\u064a<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\u0642\u062f \u062a\u062e\u062a\u0644\u0641 \u0627\u0644\u0645\u0635\u0637\u0644\u062d\u0627\u062a \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u0645\u0628\u0627\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0628\u064a\u0646 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0648\u0627\u0644\u062f\u0648\u0644 \u0648\u0628\u0631\u0627\u0645\u062c \u0627\u0644\u062a\u0623\u0645\u064a\u0646. \u0648\u0628\u062f\u0644\u0627\u064b \u0645\u0646 \u0627\u0641\u062a\u0631\u0627\u0636 \u0623\u0646 \u062c\u0645\u064a\u0639 \u0627\u0644\u062e\u0637\u0637 \u062a\u0639\u062a\u0645\u062f \u0627\u0644\u0622\u0644\u064a\u0629 \u0646\u0641\u0633\u0647\u0627\u060c \u062a\u062d\u0642\u0642\u0648\u0627 \u0645\u0646 \u062a\u0639\u0631\u064a\u0641 \u0627\u0644\u0645\u0635\u0637\u0644\u062d \u0641\u064a \u0648\u062b\u064a\u0642\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u062d\u062f\u062f\u0629.<\/p>\n\n\n\n<h5 class=\"wp-block-heading has-text-color has-link-color wp-elements-8\" style=\"color:#882345\">\u0645\u0628\u0627\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0627\u0644\u062b\u0627\u0628\u062a\u0629<\/h5>\n\n\n\n<p class=\"wp-block-paragraph\">\u0648\u0641\u0642\u0627\u064b \u0644\u0644\u0645\u0635\u0637\u0644\u062d\u0627\u062a \u0627\u0644\u0645\u0639\u062a\u0645\u062f\u0629 \u0644\u062f\u0649 \u0636\u0645\u0627\u0646\u060c \u0641\u0625\u0646 \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0647\u0648 \u0645\u0628\u0644\u063a\u064c \u062b\u0627\u0628\u062a \u064a\u064f\u0633\u062f\u062f \u0645\u0642\u0627\u0628\u0644 \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0631\u0639\u0627\u064a\u0629 \u0627\u0644\u0635\u062d\u064a\u0629 \u0627\u0644\u062a\u064a \u064a\u0646\u0637\u0628\u0642 \u0639\u0644\u064a\u0647\u0627. \u0641\u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644\u060c \u0642\u062f \u062a\u062d\u062f\u062f \u0627\u0644\u062e\u0637\u0629 \u0645\u0628\u0644\u063a \u062a\u062d\u0645\u0644 \u062b\u0627\u0628\u062a\u0627\u064b \u0644\u0628\u0639\u0636 \u0627\u0633\u062a\u0634\u0627\u0631\u0627\u062a \u0627\u0644\u0623\u0637\u0628\u0627\u0621. \u0648\u062a\u062a\u0648\u0642\u0641 \u0642\u064a\u0645\u0629 \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0645\u062d\u062f\u062f\u0629 \u0639\u0644\u0649 \u062c\u062f\u0648\u0644 \u0627\u0644\u0645\u0646\u0627\u0641\u0639.<\/p>\n\n\n\n<h5 class=\"wp-block-heading has-text-color has-link-color wp-elements-9\" style=\"color:#882345\">\u0645\u0628\u0627\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u062e\u062f\u0645\u0627\u062a \u0645\u062d\u062f\u062f\u0629<\/h5>\n\n\n\n<p class=\"wp-block-paragraph\">\u0642\u062f \u064a\u0646\u0637\u0628\u0642 \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0639\u0644\u0649 \u0625\u062d\u062f\u0649 \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0631\u0639\u0627\u064a\u0629 \u0627\u0644\u0635\u062d\u064a\u0629 \u062f\u0648\u0646 \u063a\u064a\u0631\u0647\u0627.\u0641\u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644\u060c \u0642\u062f \u062a\u062e\u0636\u0639 \u0625\u062d\u062f\u0649 \u0627\u0644\u0627\u0633\u062a\u0634\u0627\u0631\u0627\u062a \u0644\u0645\u0628\u0644\u063a \u062a\u062d\u0645\u0644\u060c \u0641\u064a \u062d\u064a\u0646 \u0642\u062f \u062a\u0643\u0648\u0646 \u062e\u062f\u0645\u0629 \u0623\u062e\u0631\u0649 \u0645\u0634\u0645\u0648\u0644\u0629 \u0628\u0627\u0644\u062a\u063a\u0637\u064a\u0629 \u062f\u0648\u0646 \u0645\u0628\u0644\u063a \u062a\u062d\u0645\u0644. \u0648\u0647\u0630\u0627 \u064a\u0639\u0646\u064a \u0623\u0646\u0647 \u064a\u0646\u0628\u063a\u064a \u0639\u0644\u0649 \u0627\u0644\u0645\u0634\u062a\u0631\u0643\u064a\u0646 \u0639\u062f\u0645 \u0627\u0641\u062a\u0631\u0627\u0636 \u062a\u0637\u0628\u064a\u0642 \u0627\u0644\u0645\u0628\u0644\u063a \u0646\u0641\u0633\u0647 \u0641\u064a \u0643\u0644 \u0645\u0631\u0629 \u064a\u0633\u062a\u062e\u062f\u0645\u0648\u0646 \u0641\u064a\u0647\u0627 \u062a\u0623\u0645\u064a\u0646\u0647\u0645.<\/p>\n\n\n\n<h5 class=\"wp-block-heading has-text-color has-link-color wp-elements-10\" style=\"color:#882345\">\u0645\u0628\u0627\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0641\u064a \u062e\u0637\u0637 \u0627\u0644\u0623\u0641\u0631\u0627\u062f \u0648\u0627\u0644\u0639\u0627\u0626\u0644\u0627\u062a<\/h5>\n\n\n\n<p class=\"wp-block-paragraph\">\u0642\u062f \u062a\u062a\u0636\u0645\u0646 \u062e\u0637\u0637 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u062d\u064a \u0627\u0644\u0645\u062e\u062a\u0644\u0641\u0629 \u0644\u0644\u0623\u0641\u0631\u0627\u062f \u0648\u0627\u0644\u0639\u0627\u0626\u0644\u0627\u062a \u062a\u0631\u062a\u064a\u0628\u0627\u062a \u0645\u062e\u062a\u0644\u0641\u0629 \u0644\u062a\u0642\u0627\u0633\u0645 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641. \u0648\u062a\u0642\u062f\u0645 \u0636\u0645\u0627\u0646 \u0639\u062f\u0629 \u062e\u064a\u0627\u0631\u0627\u062a \u0644\u0644\u0623\u0641\u0631\u0627\u062f \u0648\u0627\u0644\u0639\u0627\u0626\u0644\u0627\u062a\u060c \u062a\u062e\u062a\u0644\u0641 \u0645\u0646\u0627\u0641\u0639\u0647\u0627 \u0648\u0645\u0633\u0627\u0647\u0645\u0627\u062a \u0627\u0644\u0645\u0634\u062a\u0631\u0643\u064a\u0646 \u0641\u064a\u0647\u0627 \u0628\u0627\u062e\u062a\u0644\u0627\u0641 \u0627\u0644\u062e\u0637\u0629 \u0627\u0644\u0645\u062e\u062a\u0627\u0631\u0629.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&nbsp;\u064a\u0645\u0643\u0646\u0643\u0645 \u0627\u0644\u0627\u0637\u0644\u0627\u0639 \u0639\u0644\u0649<a href=\"https:\/\/www.damaninsurance.ae\/ar\/products\/individuals-and-families\/\"> \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u062d\u064a \u0644\u0644\u0623\u0641\u0631\u0627\u062f \u0648\u0627\u0644\u0639\u0627\u0626\u0644\u0627\u062a \u0645\u0646 \u0636\u0645\u0627\u0646<\/a> \u0644\u0644\u062a\u0639\u0631\u0651\u0641 \u0625\u0644\u0649 \u062e\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0631\u0639\u0627\u064a\u0629 \u0627\u0644\u0635\u062d\u064a\u0629 \u0627\u0644\u0645\u062a\u0627\u062d\u0629 \u0644\u0644\u0623\u0641\u0631\u0627\u062f \u0648\u0627\u0644\u0623\u0633\u0631.<\/p>\n\n\n\n<h5 class=\"wp-block-heading has-text-color has-link-color wp-elements-11\" style=\"color:#882345\">\u0645\u0628\u0627\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0641\u064a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u062d\u064a \u0644\u0644\u0645\u062c\u0645\u0648\u0639\u0627\u062a<\/h5>\n\n\n\n<p class=\"wp-block-paragraph\">\u0642\u062f \u062a\u062a\u0636\u0645\u0646 \u062e\u0637\u0637 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u062d\u064a \u0644\u0644\u0645\u062c\u0645\u0648\u0639\u0627\u062a \u0645\u0628\u0627\u0644\u063a \u062a\u062d\u0645\u0644 \u0623\u064a\u0636\u0627\u064b \u0623\u0648 \u0646\u0633\u0628\u0629 \u062a\u0623\u0645\u064a\u0646 \u0645\u0634\u062a\u0631\u0643\u060c \u0648\u0630\u0644\u0643 \u0628\u062d\u0633\u0628 \u0627\u0644\u0645\u0646\u0627\u0641\u0639 \u0627\u0644\u062a\u064a \u064a\u062e\u062a\u0627\u0631\u0647\u0627 \u0635\u0627\u062d\u0628 \u0627\u0644\u0639\u0645\u0644. \u0648\u0645\u0646\u0647\u060c \u0642\u062f \u064a\u062a\u062d\u0645\u0644 \u0645\u0648\u0638\u0641\u0627\u0646 \u064a\u0639\u0645\u0644\u0627\u0646 \u0644\u062f\u0649 \u0634\u0631\u0643\u062a\u064a\u0646 \u0645\u062e\u062a\u0644\u0641\u062a\u064a\u0646 \u0645\u0633\u0627\u0647\u0645\u0627\u062a \u0645\u062e\u062a\u0644\u0641\u0629\u060c \u062d\u062a\u0649 \u0648\u0625\u0646 \u0643\u0627\u0646 \u0643\u0644\u0627\u0647\u0645\u0627 \u0645\u0624\u0645\u064e\u0651\u0646\u0627\u064b \u0639\u0644\u064a\u0647 \u0628\u0645\u0648\u062c\u0628 \u062e\u0637\u0637 \u0637\u0628\u064a\u0629 \u0644\u0644\u0645\u062c\u0645\u0648\u0639\u0627\u062a. \u0644\u0630\u0644\u0643\u060c \u064a\u0646\u0628\u063a\u064a \u062f\u0627\u0626\u0645\u0627\u064b \u0627\u0644\u0631\u062c\u0648\u0639 \u0625\u0644\u0649 \u062c\u062f\u0648\u0644 \u0627\u0644\u0645\u0646\u0627\u0641\u0639 \u0630\u064a \u0627\u0644\u0635\u0644\u0629.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u0645\u0628\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0648\u0642\u0633\u0637 \u0627\u0644\u062a\u0623\u0645\u064a\u0646: \u0645\u0627 \u0627\u0644\u0641\u0631\u0642 \u0628\u064a\u0646\u0647\u0645\u0627\u061f<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\u064a\u062e\u062a\u0644\u0641 \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0639\u0646 \u0642\u0633\u0637 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u062e\u062a\u0644\u0627\u0641\u0627\u064b \u062c\u0648\u0647\u0631\u064a\u0627\u064b. \u0641\u0642\u0633\u0637 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0647\u0648 \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0645\u062f\u0641\u0648\u0639 \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u062a\u063a\u0637\u064a\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u062d\u064a \u0623\u0648 \u0627\u0644\u062d\u0641\u0627\u0638 \u0639\u0644\u0649 \u0633\u0631\u064a\u0627\u0646 \u0627\u0644\u0648\u062b\u064a\u0642\u0629. \u0623\u0645\u0627 \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644\u060c \u0641\u0647\u0648 \u0645\u0633\u0627\u0647\u0645\u0629 \u062b\u0627\u0628\u062a\u0629 \u0642\u062f \u064a\u0644\u062a\u0632\u0645 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0628\u0633\u062f\u0627\u062f\u0647\u0627 \u0639\u0646\u062f \u0627\u0644\u0627\u0633\u062a\u0641\u0627\u062f\u0629 \u0645\u0646 \u0628\u0639\u0636 \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0631\u0639\u0627\u064a\u0629 \u0627\u0644\u0635\u062d\u064a\u0629\u060c \u0648\u0641\u0642\u0627\u064b \u0644\u0644\u0648\u062b\u064a\u0642\u0629. \u0648\u0628\u0630\u0644\u0643\u060c \u0642\u062f \u064a\u0633\u062a\u0645\u0631 \u062a\u0637\u0628\u064a\u0642 \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0651\u0644 \u0639\u0644\u0649 \u062e\u062f\u0645\u0627\u062a \u0645\u062d\u062f\u062f\u0629\u060c \u062d\u062a\u0649 \u0628\u0639\u062f \u062a\u0633\u062f\u064a\u062f \u0642\u0633\u0637 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0644\u0627\u0632\u0645 \u0644\u0644\u062d\u0641\u0627\u0638 \u0639\u0644\u0649 \u0633\u0631\u064a\u0627\u0646 \u0627\u0644\u062a\u063a\u0637\u064a\u0629.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u0645\u0627 \u0639\u0644\u0627\u0642\u0629 \u0645\u0628\u0627\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0628\u062a\u0643\u0644\u0641\u0629 \u0642\u0633\u0637 \u0627\u0644\u062a\u0623\u0645\u064a\u0646\u061f<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\u064a\u0639\u062a\u0645\u062f \u062a\u0633\u0639\u064a\u0631 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u062d\u064a \u0639\u0644\u0649 \u0639\u0648\u0627\u0645\u0644 \u0639\u062f\u064a\u062f\u0629\u060c \u0645\u0646\u0647\u0627:<\/p>\n\n\n\n<p class=\"has-text-color has-link-color wp-elements-12 wp-block-paragraph\" style=\"color:#003478\">\u25cf \u0627\u0644\u0645\u0646\u0627\u0641\u0639<br>\u25cf \u0645\u0633\u062a\u0648\u0649 \u0627\u0644\u062a\u063a\u0637\u064a\u0629<br>\u25cf \u0634\u0628\u0643\u0629 \u0645\u0642\u062f\u0645\u064a \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0631\u0639\u0627\u064a\u0629 \u0627\u0644\u0635\u062d\u064a\u0629<br>\u25cf \u0627\u0644\u0639\u0645\u0631<br>\u25cf \u0627\u0644\u0646\u0637\u0627\u0642 \u0627\u0644\u062c\u063a\u0631\u0627\u0641\u064a \u0644\u0644\u062a\u063a\u0637\u064a\u0629<br>\u25cf \u062a\u0643\u0648\u064a\u0646 \u0627\u0644\u0623\u0633\u0631\u0629<br>\u25cf \u0622\u0644\u064a\u0629 \u062a\u0642\u0627\u0633\u0645 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641<br>\u25cf \u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u0627\u0643\u062a\u062a\u0627\u0628 \u0627\u0644\u062a\u0623\u0645\u064a\u0646\u064a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0648\u0642\u062f \u064a\u0634\u0643\u0651\u0644 \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u062c\u0632\u0621\u0627\u064b \u0645\u0646 \u0647\u064a\u0643\u0644 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u0625\u062c\u0645\u0627\u0644\u064a \u0644\u0644\u062e\u0637\u0629\u060c \u0644\u0643\u0646 \u064a\u0646\u0628\u063a\u064a \u0639\u062f\u0645 \u0627\u0644\u0646\u0638\u0631 \u0625\u0644\u064a\u0647 \u0628\u0645\u0639\u0632\u0644 \u0639\u0646 \u0627\u0644\u0639\u0646\u0627\u0635\u0631 \u0627\u0644\u0623\u062e\u0631\u0649. \u0641\u0648\u062c\u0648\u062f \u0645\u0628\u0644\u063a \u062a\u062d\u0645\u0644 \u0645\u062e\u062a\u0644\u0641 \u0644\u0627 \u064a\u0639\u0646\u064a \u062a\u0644\u0642\u0627\u0626\u064a\u0627\u064b \u0623\u0646 \u0627\u0644\u062e\u0637\u0629 \u0623\u0642\u0644 \u0623\u0648 \u0623\u0639\u0644\u0649 \u062a\u0643\u0644\u0641\u0629\u064b.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u0627\u0644\u0627\u062e\u062a\u064a\u0627\u0631 \u0628\u064a\u0646 \u0622\u0644\u064a\u0627\u062a \u0645\u0628\u0627\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0627\u0644\u0645\u062e\u062a\u0644\u0641\u0629<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\u0639\u0646\u062f \u0645\u0642\u0627\u0631\u0646\u0629 \u0627\u0644\u062e\u0637\u0637\u060c \u064a\u062c\u0628 \u0627\u0644\u0623\u062e\u0630 \u0628\u0639\u064a\u0646 \u0627\u0644\u0627\u0639\u062a\u0628\u0627\u0631 \u0645\u062f\u0649 \u0627\u062d\u062a\u0645\u0627\u0644\u064a\u0629 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0631\u0639\u0627\u064a\u0629 \u0627\u0644\u0635\u062d\u064a\u0629\u060c \u0648\u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0630\u064a \u064a\u0645\u0643\u0646\u0643\u0645 \u062a\u062d\u0645\u0651\u0644 \u0633\u062f\u0627\u062f\u0647 \u0639\u0646\u062f \u062a\u0644\u0642\u064a \u0627\u0644\u0639\u0644\u0627\u062c.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0648\u0644\u0627 \u062a\u0643\u062a\u0641\u0648\u0627 \u0628\u0627\u0644\u0646\u0638\u0631 \u0625\u0644\u0649 \u0642\u0633\u0637 \u0627\u0644\u062a\u0623\u0645\u064a\u0646\u060c \u0628\u0644 \u0627\u0633\u0623\u0644\u0648\u0627:<\/p>\n\n\n\n<p class=\"has-text-color has-link-color wp-elements-13 wp-block-paragraph\" style=\"color:#003478\">\u25cf \u0645\u0627 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062e\u0627\u0636\u0639\u0629 \u0644\u0645\u0628\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644\u061f<br>\u25cf \u0643\u0645 \u064a\u0628\u0644\u063a \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644\u061f<br>\u25cf \u0647\u0644 \u062a\u0637\u0628\u0651\u0642 \u0623\u064a\u0636\u0627\u064b \u0646\u0633\u0628\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u0634\u062a\u0631\u0643\u061f<br>\u25cf \u0647\u0644 \u062a\u0648\u062c\u062f \u062e\u062f\u0645\u0627\u062a \u0644\u0627 \u062a\u062a\u0637\u0644\u0628 \u0623\u064a \u0645\u0633\u0627\u0647\u0645\u0629 \u0645\u0646 \u0627\u0644\u0645\u0634\u062a\u0631\u0643\u061f<br>\u25cf \u0623\u064a \u0645\u0646 \u0645\u0642\u062f\u0645\u064a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0645\u062f\u0631\u062c\u0648\u0646 \u0636\u0645\u0646 \u0627\u0644\u0634\u0628\u0643\u0629\u061f<br>\u25cf \u0645\u0627 \u0627\u0644\u062d\u062f\u0648\u062f \u0627\u0644\u0633\u0646\u0648\u064a\u0629 \u0644\u0644\u0645\u0646\u0627\u0641\u0639\u061f<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u0645\u0646\u062d\u0643\u0645 \u0647\u0630\u0647 \u0627\u0644\u0623\u0633\u0626\u0644\u0629 \u0635\u0648\u0631\u0629 \u0623\u062f\u0642 \u0639\u0646 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u0641\u0639\u0644\u064a\u0629 \u0644\u0644\u0631\u0639\u0627\u064a\u0629 \u0627\u0644\u0635\u062d\u064a\u0629 \u0636\u0645\u0646 \u0627\u0644\u062e\u0637\u0629.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u0627\u0644\u062a\u0648\u0627\u0632\u0646 \u0628\u064a\u0646 \u0627\u0644\u062a\u0643\u0644\u0641\u0629 \u0648\u0627\u0644\u062a\u063a\u0637\u064a\u0629<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\u064a\u0646\u0628\u063a\u064a \u0644\u062e\u0637\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u062d\u064a \u0627\u0644\u0645\u0646\u0627\u0633\u0628\u0629 \u0623\u0646 \u062a\u062d\u0642\u0642 \u062a\u0648\u0627\u0632\u0646\u0627\u064b \u0628\u064a\u0646 \u0627\u0644\u062a\u0643\u0644\u0641\u0629 \u0627\u0644\u0645\u064a\u0633\u0648\u0631\u0629 \u0648\u0625\u0645\u0643\u0627\u0646\u064a\u0629 \u0627\u0644\u0627\u0633\u062a\u0641\u0627\u062f\u0629 \u0645\u0646 \u0645\u0646\u0627\u0641\u0639 \u0627\u0644\u0631\u0639\u0627\u064a\u0629 \u0627\u0644\u0635\u062d\u064a\u0629 \u0627\u0644\u0645\u064f\u062d\u062a\u0645\u0644 \u0627\u062d\u062a\u064a\u0627\u062c\u0647\u0627. \u0641\u0627\u0646\u062e\u0641\u0627\u0636 \u0642\u0633\u0637 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0644\u0627 \u064a\u0639\u0646\u064a \u0628\u0627\u0644\u0636\u0631\u0648\u0631\u0629 \u0623\u0646 \u0627\u0644\u062e\u0637\u0629 \u0623\u0641\u0636\u0644\u060c \u0644\u0627 \u0633\u064a\u0645\u0627 \u0625\u0630\u0627 \u0643\u0627\u0646\u062a \u0644\u0627 \u062a\u0648\u0641\u0631 \u0634\u0628\u0643\u0629 \u0645\u0642\u062f\u0645\u064a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0623\u0648 \u0627\u0644\u0645\u0646\u0627\u0641\u0639 \u0627\u0644\u062a\u064a \u062a\u062d\u062a\u0627\u062c\u0648\u0646 \u0625\u0644\u064a\u0647\u0627. \u0648\u0641\u064a \u0627\u0644\u0645\u0642\u0627\u0628\u0644\u060c \u0642\u062f \u0644\u0627 \u062a\u0643\u0648\u0646 \u0627\u0644\u062e\u0637\u0629 \u0627\u0644\u0623\u0639\u0644\u0649 \u062a\u0643\u0644\u0641\u0629 \u0636\u0631\u0648\u0631\u064a\u0629 \u0625\u0630\u0627 \u0643\u0627\u0646 \u0645\u0646 \u063a\u064a\u0631 \u0627\u0644\u0645\u0631\u062c\u062d \u0623\u0646 \u062a\u0633\u062a\u0641\u064a\u062f\u0648\u0627 \u0645\u0646 \u0645\u0646\u0627\u0641\u0639\u0647\u0627 \u0627\u0644\u0625\u0636\u0627\u0641\u064a\u0629.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u0627\u0644\u0641\u0631\u0642 \u0628\u064a\u0646 \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0648\u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0648\u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u0634\u062a\u0631\u0643<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\u0643\u062b\u064a\u0631\u0627\u064b \u0645\u0627 \u064a\u062d\u062f\u062b \u062e\u0644\u0637 \u0628\u064a\u0646 \u0647\u0630\u0647 \u0627\u0644\u0645\u0635\u0637\u0644\u062d\u0627\u062a\u060c \u0644\u0643\u0646\u0647\u0627 \u0644\u0627 \u062a\u062d\u0645\u0644 \u062f\u0627\u0626\u0645\u0627\u064b \u0627\u0644\u0645\u0639\u0646\u0649 \u0646\u0641\u0633\u0647.<\/p>\n\n\n\n<h5 class=\"wp-block-heading has-text-color has-link-color wp-elements-14\" style=\"color:#882345\">\u0645\u0627 \u0627\u0644\u0645\u0642\u0635\u0648\u062f \u0628\u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0645\u0634\u062a\u0631\u0643\u061f<\/h5>\n\n\n\n<p class=\"wp-block-paragraph\">\u064a\u0634\u064a\u0631 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0639\u0645\u0648\u0645\u0627\u064b \u0625\u0644\u0649 \u0645\u0628\u0644\u063a \u064a\u0633\u0627\u0647\u0645 \u0628\u0647 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0627\u0644\u0645\u0624\u0645\u064e\u0651\u0646 \u0639\u0644\u064a\u0647 \u0641\u064a \u062a\u0643\u0644\u0641\u0629 \u0625\u062d\u062f\u0649 \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0631\u0639\u0627\u064a\u0629 \u0627\u0644\u0635\u062d\u064a\u0629. \u0648\u0642\u062f \u062a\u062e\u062a\u0644\u0641 \u0627\u0644\u0645\u0635\u0637\u0644\u062d\u0627\u062a \u0628\u064a\u0646 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0648\u0627\u0644\u0648\u062b\u0627\u0626\u0642\u060c \u0644\u0630\u0644\u0643 \u0627\u062d\u0631\u0635\u0648\u0627 \u062f\u0627\u0626\u0645\u0627\u064b \u0639\u0644\u0649 \u0627\u0644\u0627\u0633\u062a\u0646\u0627\u062f \u0625\u0644\u0649 \u0627\u0644\u062a\u0639\u0631\u064a\u0641\u0627\u062a \u0627\u0644\u0648\u0627\u0631\u062f\u0629 \u0641\u064a \u0645\u0633\u062a\u0646\u062f\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643\u0645.<\/p>\n\n\n\n<h5 class=\"wp-block-heading has-text-color has-link-color wp-elements-15\" style=\"color:#882345\">\u0645\u0627 \u0627\u0644\u0645\u0642\u0635\u0648\u062f \u0628\u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u0634\u062a\u0631\u0643\u061f<\/h5>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u064f\u0639\u0631\u0651\u0641 \u0636\u0645\u0627\u0646 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0628\u0623\u0646\u0647 \u0627\u0644\u0646\u0633\u0628\u0629 \u0627\u0644\u0645\u0626\u0648\u064a\u0629 \u0645\u0646 \u0646\u0641\u0642\u0627\u062a \u0627\u0644\u0631\u0639\u0627\u064a\u0629 \u0627\u0644\u0635\u062d\u064a\u0629 \u0627\u0644\u0645\u064f\u062a\u0636\u0645\u0646\u0629 \u0641\u064a \u0627\u0644\u0648\u062b\u064a\u0642\u0629 \u0648\u0627\u0644\u062a\u064a \u064a\u0644\u062a\u0632\u0645 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0628\u0633\u062f\u0627\u062f\u0647\u0627 \u0645\u0628\u0627\u0634\u0631\u0629\u064b \u0625\u0644\u0649 \u0645\u0642\u062f\u0645 \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0631\u0639\u0627\u064a\u0629 \u0627\u0644\u0635\u062d\u064a\u0629. \u0641\u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644\u060c \u0625\u0630\u0627 \u0643\u0627\u0646\u062a \u0625\u062d\u062f\u0649 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0634\u0645\u0648\u0644\u0629 \u062a\u062e\u0636\u0639 \u0644\u062a\u0623\u0645\u064a\u0646 \u0645\u0634\u062a\u0631\u0643 \u0628\u0646\u0633\u0628\u0629 10%\u060c \u0641\u0642\u062f \u064a\u0643\u0648\u0646 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0645\u0633\u0624\u0648\u0644\u0627\u064b \u0639\u0646 \u0633\u062f\u0627\u062f \u0627\u0644\u0646\u0633\u0628\u0629 \u0627\u0644\u0645\u0637\u0628\u0642\u0629 \u0645\u0646 \u0627\u0644\u0646\u0641\u0642\u0627\u062a \u0648\u0641\u0642\u0627\u064b \u0644\u0644\u062e\u0637\u0629.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u0623\u0628\u0631\u0632 \u0627\u0644\u0641\u0631\u0648\u0642 \u0628\u064a\u0646 \u0622\u0644\u064a\u0627\u062a \u062a\u0642\u0627\u0633\u0645 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0625\u0644\u0649 \u0645\u0634\u062a\u0631\u0643\u064a \u0636\u0645\u0627\u0646\u060c \u064a\u062a\u0645\u062b\u0644 \u0627\u0644\u0641\u0631\u0642 \u0627\u0644\u0623\u0633\u0627\u0633\u064a \u0641\u064a \u0645\u0627 \u064a\u0644\u064a:<\/p>\n\n\n\n<p class=\"has-text-color has-link-color wp-elements-16 wp-block-paragraph\" style=\"color:#003478\">\u25cf \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644: \u0645\u0628\u0644\u063a \u062b\u0627\u0628\u062a<br>\u25cf \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u0634\u062a\u0631\u0643: \u0646\u0633\u0628\u0629 \u0645\u0626\u0648\u064a\u0629 \u0645\u0646 \u0627\u0644\u0646\u0641\u0642\u0627\u062a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0648\u064a\u0645\u062b\u0644 \u0643\u0644\u0627\u0647\u0645\u0627 \u0634\u0643\u0644\u0627\u064b \u0645\u0646 \u0623\u0634\u0643\u0627\u0644 \u0645\u0633\u0627\u0647\u0645\u0629 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0641\u064a \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641\u060c \u0644\u0643\u0646 \u0627\u0644\u0622\u0644\u064a\u0629 \u0627\u0644\u0645\u062a\u0628\u0639\u0629 \u0644\u062d\u0633\u0627\u0628 \u0647\u0630\u0647 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u062a\u062e\u062a\u0644\u0641.<\/p>\n\n\n\n<h5 class=\"wp-block-heading\"><strong>\u0645\u062a\u0649 \u062a\u064f\u0637\u0628\u0651\u0642 \u0643\u0644 \u062a\u0643\u0644\u0641\u0629\u061f<\/strong><\/h5>\n\n\n\n<p class=\"wp-block-paragraph\">\u0644\u0627 \u062a\u062e\u0636\u0639 \u062c\u0645\u064a\u0639 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0644\u0644\u0622\u0644\u064a\u0629 \u0646\u0641\u0633\u0647\u0627 \u0641\u064a \u062a\u0642\u0627\u0633\u0645 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0641\u0628\u062d\u0633\u0628 \u0627\u0644\u0648\u062b\u064a\u0642\u0629\u060c \u0642\u062f \u062a\u062e\u0636\u0639 \u0627\u0644\u062e\u062f\u0645\u0629 \u0625\u0644\u0649:<\/p>\n\n\n\n<p class=\"has-text-color has-link-color wp-elements-17 wp-block-paragraph\" style=\"color:#003478\">\u25cf \u0645\u0628\u0644\u063a \u062a\u062d\u0645\u0644<br>\u25cf \u062a\u0637\u0628\u064a\u0642 \u0646\u0633\u0628\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u0634\u062a\u0631\u0643<br>\u25cf \u0644\u0627 \u064a\u0648\u062c\u062f \u062a\u0643\u0627\u0644\u064a\u0641 \u0625\u0636\u0627\u0641\u064a\u0629<br>\u25cf \u062d\u062f\u0648\u062f \u0623\u0648 \u0634\u0631\u0648\u0637 \u0623\u062e\u0631\u0649 \u0645\u0637\u0628\u0642\u0629 \u0628\u062d\u0633\u0628 \u0627\u0644\u0645\u0646\u0641\u0639\u0629<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0648\u064a\u0648\u0636\u062d \u0644\u0643\u0645 \u062c\u062f\u0648\u0644 \u0627\u0644\u0645\u0646\u0627\u0641\u0639 \u0627\u0644\u0622\u0644\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u0646\u0637\u0628\u0642 \u0639\u0644\u0649 \u0643\u0644 \u062e\u062f\u0645\u0629.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u0643\u064a\u0641 \u062a\u0624\u062b\u0631 \u0645\u0628\u0627\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0641\u064a \u0645\u0637\u0627\u0644\u0628\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u062d\u064a\u061f<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\u0642\u062f \u062a\u0624\u062b\u0631 \u0645\u0628\u0627\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0623\u064a\u0636\u0627\u064b \u0641\u064a \u0627\u0644\u0642\u064a\u0645\u0629 \u0627\u0644\u0646\u0647\u0627\u0626\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u0633\u062f\u062f\u0647\u0627 \u0634\u0631\u0643\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0645\u0646 \u0646\u0641\u0642\u0627\u062a \u0627\u0644\u0631\u0639\u0627\u064a\u0629 \u0627\u0644\u0635\u062d\u064a\u0629 \u0623\u0648 \u062a\u0639\u0648\u0636 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0639\u0646\u0647\u0627.<\/p>\n\n\n\n<h5 class=\"wp-block-heading has-text-color has-link-color wp-elements-18\" style=\"color:#882345\">\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u062a\u0633\u0648\u064a\u0629 \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0627\u062a<\/h5>\n\n\n\n<p class=\"wp-block-paragraph\">\u0639\u0646\u062f \u0632\u064a\u0627\u0631\u0629 \u0623\u062d\u062f \u0645\u0642\u062f\u0645\u064a \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0631\u0639\u0627\u064a\u0629 \u0627\u0644\u0635\u062d\u064a\u0629 \u0636\u0645\u0646 \u0627\u0644\u0634\u0628\u0643\u0629 \u0648\u0627\u0644\u0627\u0633\u062a\u0641\u0627\u062f\u0629 \u0645\u0646 \u0627\u0644\u0641\u0648\u062a\u0631\u0629 \u0627\u0644\u0645\u0628\u0627\u0634\u0631\u0629\u060c \u062a\u064f\u0633\u0648\u0651\u0649 \u0627\u0644\u0646\u0641\u0642\u0627\u062a \u0627\u0644\u0637\u0628\u064a\u0629 \u0639\u0627\u062f\u0629\u064b \u0645\u0628\u0627\u0634\u0631\u0629\u064b \u0628\u064a\u0646 \u0645\u0642\u062f\u0645 \u0627\u0644\u062e\u062f\u0645\u0629 \u0648\u0634\u0631\u0643\u0629 \u0636\u0645\u0627\u0646. \u0648\u0642\u062f \u0644\u0627 \u064a\u064f\u0637\u0644\u0628 \u0645\u0646 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0633\u0648\u0649 \u0633\u062f\u0627\u062f \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0623\u0648 \u0646\u0633\u0628\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0627\u0644\u0645\u0637\u0628\u0642 \u0648\u0627\u0644\u0645\u062d\u062f\u062f \u0641\u064a \u062c\u062f\u0648\u0644 \u0627\u0644\u0645\u0646\u0627\u0641\u0639. \u0623\u0645\u0627 \u0641\u064a \u0645\u0637\u0627\u0644\u0628\u0627\u062a \u0627\u0644\u062a\u0639\u0648\u064a\u0636\u060c \u0641\u064a\u062a\u0648\u0642\u0641 \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0645\u0633\u062a\u062d\u0642 \u0639\u0644\u0649 \u062a\u0641\u0627\u0635\u064a\u0644 \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0629 \u0648\u0645\u0646\u0627\u0641\u0639 \u0627\u0644\u062e\u0637\u0629 \u0648\u0634\u0631\u0648\u0637 \u0627\u0644\u0648\u062b\u064a\u0642\u0629 \u0627\u0644\u0645\u0637\u0628\u0642\u0629. \u0648\u064a\u0645\u0643\u0646 \u0644\u0644\u0645\u0634\u062a\u0631\u0643\u064a\u0646 \u0627\u0644\u0631\u062c\u0648\u0639 \u0625\u0644\u0649 \u0635\u0641\u062d\u0629 \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0627\u062a \u0644\u0644\u0627\u0637\u0644\u0627\u0639 \u0639\u0644\u0649 \u0627\u0644\u0625\u0631\u0634\u0627\u062f\u0627\u062a \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0627\u062a \u0648\u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0627\u0644\u0646\u0641\u0642\u0627\u062a.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u0645\u062b\u0627\u0644 \u0639\u0644\u0649 \u0622\u0644\u064a\u0629 \u0627\u062d\u062a\u0633\u0627\u0628 \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\u0644\u0646\u0641\u062a\u0631\u0636 \u0623\u0646 \u0627\u0633\u062a\u0634\u0627\u0631\u0629 \u0645\u0634\u0645\u0648\u0644\u0629 \u0628\u0645\u0648\u062c\u0628 \u062e\u0637\u062a\u0643\u0645 \u062a\u062e\u0636\u0639 \u0644\u0645\u0628\u0644\u063a \u062a\u062d\u0645\u0644 \u062b\u0627\u0628\u062a \u0642\u062f\u0631\u0647 25 \u062f\u0631\u0647\u0645\u0627\u064b \u0625\u0645\u0627\u0631\u0627\u062a\u064a\u0627\u064b. \u0625\u0630\u0627 \u0643\u0627\u0646\u062a \u0627\u0644\u062e\u062f\u0645\u0629 \u0645\u0634\u0645\u0648\u0644\u0629 \u0628\u0627\u0644\u062a\u063a\u0637\u064a\u0629 \u0648\u0627\u0633\u062a\u064f\u0648\u0641\u064a\u062a \u062c\u0645\u064a\u0639 \u0634\u0631\u0648\u0637 \u0627\u0644\u062e\u0637\u0629 \u0627\u0644\u0623\u062e\u0631\u0649\u060c \u0641\u0642\u062f \u062a\u0633\u062f\u062f\u0648\u0646 \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0627\u0644\u0628\u0627\u0644\u063a 25 \u062f\u0631\u0647\u0645\u0627\u064b \u0625\u0645\u0627\u0631\u0627\u062a\u064a\u0627\u064b\u060c \u0641\u064a\u0645\u0627 \u062a\u064f\u0633\u0648\u0651\u0649 \u0627\u0644\u0646\u0641\u0642\u0627\u062a \u0627\u0644\u0645\u062a\u0628\u0642\u064a\u0629 \u0648\u0641\u0642\u0627\u064b \u0644\u0648\u062b\u064a\u0642\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646. \u0648\u0647\u0630\u0627 \u0645\u062b\u0627\u0644 \u0645\u0628\u0633\u0637 \u0641\u0642\u0637\u060c \u0625\u0630 \u062a\u0639\u062a\u0645\u062f \u0627\u0644\u0645\u0639\u0627\u0644\u062c\u0629 \u0627\u0644\u062f\u0642\u064a\u0642\u0629 \u0644\u0623\u064a \u0645\u0637\u0627\u0644\u0628\u0629 \u0639\u0644\u0649 \u062c\u062f\u0648\u0644 \u0627\u0644\u0645\u0646\u0627\u0641\u0639 \u0627\u0644\u062e\u0627\u0635 \u0628\u0643\u0645.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u0645\u062b\u0627\u0644 \u0639\u0644\u0649 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u0634\u062a\u0631\u0643<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\u0644\u0646\u0641\u062a\u0631\u0636 \u0627\u0644\u0622\u0646 \u0623\u0646 \u062e\u062f\u0645\u0629 \u0623\u062e\u0631\u0649 \u062a\u062e\u0636\u0639 \u0644\u062a\u0623\u0645\u064a\u0646 \u0645\u0634\u062a\u0631\u0643 \u0628\u0646\u0633\u0628\u0629 10% \u0628\u062f\u0644\u0627\u064b \u0645\u0646 \u0645\u0628\u0644\u063a \u062a\u062d\u0645\u0644 \u062b\u0627\u0628\u062a. \u0625\u0630\u0627 \u0628\u0644\u063a\u062a \u0627\u0644\u0646\u0641\u0642\u0627\u062a 500 \u062f\u0631\u0647\u0645 \u0625\u0645\u0627\u0631\u0627\u062a\u064a\u060c \u0641\u0633\u062a\u0628\u0644\u063a \u0645\u0633\u0627\u0647\u0645\u0629 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 50 \u062f\u0631\u0647\u0645\u0627\u064b \u0625\u0645\u0627\u0631\u0627\u062a\u064a\u0627\u064b\u060c \u0648\u0641\u0642\u0627\u064b \u0644\u0634\u0631\u0648\u0637 \u0627\u0644\u062e\u0637\u0629.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0648\u064a\u0648\u0636\u062d \u0630\u0644\u0643 \u0627\u0644\u0641\u0631\u0642 \u0627\u0644\u0623\u0633\u0627\u0633\u064a:<\/p>\n\n\n\n<p class=\"has-text-color has-link-color wp-elements-19 wp-block-paragraph\" style=\"color:#003478\">\u25cf \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u062b\u0627\u0628\u062a<br>\u25cf \u062a\u062a\u063a\u064a\u0631 \u0642\u064a\u0645\u0629 \u0627\u0644\u0645\u0628\u0644\u063a \u0641\u064a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0648\u0641\u0642\u0627\u064b \u0644\u062a\u0643\u0644\u0641\u0629 \u0627\u0644\u062e\u062f\u0645\u0629<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u0641\u0647\u0645 \u0645\u0628\u0627\u0644\u063a \u0627\u0644\u062a\u0639\u0648\u064a\u0636<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\u0641\u064a \u0645\u0637\u0627\u0644\u0628\u0627\u062a \u0627\u0644\u062a\u0639\u0648\u064a\u0636\u060c \u062a\u0642\u064a\u0651\u0645 \u0634\u0631\u0643\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0645\u0627 \u064a\u0644\u064a:<\/p>\n\n\n\n<p class=\"has-text-color has-link-color wp-elements-20 wp-block-paragraph\" style=\"color:#003478\">\u25cf \u0645\u0627 \u0625\u0630\u0627 \u0643\u0627\u0646\u062a \u0627\u0644\u062e\u062f\u0645\u0629 \u0645\u0634\u0645\u0648\u0644\u0629 \u0628\u0627\u0644\u062a\u063a\u0637\u064a\u0629<br>\u25cf \u0645\u0627 \u0625\u0630\u0627 \u0643\u0627\u0646 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0645\u0633\u062a\u0648\u0641\u064a\u0627\u064b \u0644\u0634\u0631\u0648\u0637 \u0627\u0644\u0623\u0647\u0644\u064a\u0629<br>\u25cf \u062d\u062f\u0648\u062f \u0627\u0644\u0648\u062b\u064a\u0642\u0629 \u0627\u0644\u0645\u0637\u0628\u0642\u0629<br>\u25cf \u0627\u0644\u0645\u0633\u062a\u0646\u062f\u0627\u062a \u0627\u0644\u0637\u0628\u064a\u0629 \u0627\u0644\u0645\u0637\u0644\u0648\u0628\u0629<br>\u25cf \u0642\u0648\u0627\u0639\u062f \u0627\u0644\u0634\u0628\u0643\u0629 \u0648\u0623\u062d\u0643\u0627\u0645 \u0645\u0637\u0627\u0644\u0628\u0627\u062a \u0627\u0644\u062a\u0639\u0648\u064a\u0636<br>\u25cf \u0645\u0628\u0627\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0623\u0648 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u0634\u062a\u0631\u0643\u060c \u0625\u0630\u0627 \u0643\u0627\u0646\u062a \u062a\u0646\u0637\u0628\u0642<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0644\u0630\u0644\u0643\u060c \u0641\u0625\u0646 \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0645\u0637\u0627\u0644\u0628 \u0628\u0647 \u0644\u0627 \u064a\u062a\u0637\u0627\u0628\u0642 \u062f\u0627\u0626\u0645\u0627\u064b \u0645\u0639 \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0645\u0633\u062a\u0631\u062f.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u0623\u0645\u062b\u0644\u0629 \u0639\u0644\u0649 \u0622\u0644\u064a\u0629 \u062a\u0637\u0628\u064a\u0642 \u0645\u0628\u0627\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0641\u064a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u062d\u064a<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u0633\u0627\u0639\u062f \u0627\u0644\u0623\u0645\u062b\u0644\u0629 \u0627\u0644\u0648\u0627\u0642\u0639\u064a\u0629 \u0639\u0644\u0649 \u0641\u0647\u0645 \u0645\u0628\u0627\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0628\u0633\u0647\u0648\u0644\u0629 \u0623\u0643\u0628\u0631.<\/p>\n\n\n\n<h5 class=\"wp-block-heading has-text-color has-link-color wp-elements-21\" style=\"color:#882345\">\u0627\u0644\u0645\u062b\u0627\u0644 \u0627\u0644\u0623\u0648\u0644: \u0627\u0633\u062a\u0634\u0627\u0631\u0629 \u0637\u0628\u064a\u0628<\/h5>\n\n\n\n<p class=\"wp-block-paragraph\">\u064a\u0646\u0635 \u062c\u062f\u0648\u0644 \u0627\u0644\u0645\u0646\u0627\u0641\u0639 \u0627\u0644\u062e\u0627\u0635 \u0628\u0643\u0645 \u0639\u0644\u0649 \u0645\u0627 \u064a\u0644\u064a:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u0645\u0628\u0644\u063a \u062a\u062d\u0645\u0644 \u0627\u0633\u062a\u0634\u0627\u0631\u0629 \u0627\u0644\u0637\u0628\u064a\u0628: 25 \u062f\u0631\u0647\u0645\u0627\u064b \u0625\u0645\u0627\u0631\u0627\u062a\u064a\u0627\u064b.<\/strong><strong><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u0632\u0648\u0631\u0648\u0646 \u0645\u0642\u062f\u0645 \u062e\u062f\u0645\u0629 \u0645\u0624\u0647\u0644\u0627\u064b \u0636\u0645\u0646 \u0627\u0644\u0634\u0628\u0643\u0629 \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0633\u062a\u0634\u0627\u0631\u0629 \u0645\u0634\u0645\u0648\u0644\u0629 \u0628\u0627\u0644\u062a\u063a\u0637\u064a\u0629. \u062a\u0633\u062f\u062f\u0648\u0646 \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0627\u0644\u062b\u0627\u0628\u062a \u0627\u0644\u0628\u0627\u0644\u063a 25 \u062f\u0631\u0647\u0645\u0627\u064b \u0625\u0645\u0627\u0631\u0627\u062a\u064a\u0627\u064b. \u0648\u062a\u064f\u063a\u0637\u0649 \u0627\u0644\u062a\u0643\u0644\u0641\u0629 \u0627\u0644\u0645\u0624\u0647\u0644\u0629 \u0627\u0644\u0645\u062a\u0628\u0642\u064a\u0629 \u0648\u0641\u0642\u0627\u064b \u0644\u062e\u0637\u062a\u0643\u0645.<\/p>\n\n\n\n<h5 class=\"wp-block-heading has-text-color has-link-color wp-elements-22\" style=\"color:#882345\">\u0627\u0644\u0645\u062b\u0627\u0644 \u0627\u0644\u062b\u0627\u0646\u064a: \u062e\u062f\u0645\u0629 \u0644\u0627 \u062a\u062e\u0636\u0639 \u0644\u0645\u0628\u0644\u063a \u062a\u062d\u0645\u0644<\/h5>\n\n\n\n<p class=\"wp-block-paragraph\">\u064a\u0646\u0635 \u062c\u062f\u0648\u0644 \u0627\u0644\u0645\u0646\u0627\u0641\u0639 \u0627\u0644\u062e\u0627\u0635 \u0628\u0643\u0645 \u0639\u0644\u0649 \u0639\u062f\u0645 \u062a\u0637\u0628\u064a\u0642 \u0645\u0628\u0644\u063a \u062a\u062d\u0645\u0644 \u0639\u0644\u0649 \u062e\u062f\u0645\u0629 \u0645\u0639\u064a\u0646\u0629 \u0645\u0634\u0645\u0648\u0644\u0629 \u0628\u0627\u0644\u062a\u063a\u0637\u064a\u0629. \u0625\u0630\u0627 \u0627\u0633\u062a\u064f\u0648\u0641\u064a\u062a \u062c\u0645\u064a\u0639 \u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u0648\u062b\u064a\u0642\u0629\u060c \u0641\u0644\u0646 \u064a\u064f\u0641\u0631\u0636 \u0645\u0628\u0644\u063a \u062a\u062d\u0645\u0644 \u062b\u0627\u0628\u062a \u0639\u0644\u0649 \u0647\u0630\u0647 \u0627\u0644\u062e\u062f\u0645\u0629\u060c \u0645\u0639 \u0627\u062d\u062a\u0645\u0627\u0644 \u0627\u0633\u062a\u0645\u0631\u0627\u0631 \u062a\u0637\u0628\u064a\u0642 \u0634\u0631\u0637 \u0622\u062e\u0631 \u0644\u062a\u0642\u0627\u0633\u0645 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641.<\/p>\n\n\n\n<h5 class=\"wp-block-heading has-text-color has-link-color wp-elements-23\" style=\"color:#882345\">\u0627\u0644\u0645\u062b\u0627\u0644 \u0627\u0644\u062b\u0627\u0644\u062b: \u0627\u0644\u062a\u063a\u0637\u064a\u0629 \u0627\u0644\u0639\u0627\u0626\u0644\u064a\u0629<\/h5>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u063a\u0637\u064a \u0625\u062d\u062f\u0649 \u062e\u0637\u0637 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u062d\u064a \u0644\u0644\u0639\u0627\u0626\u0644\u0627\u062a \u0639\u062f\u0629 \u0623\u0641\u0631\u0627\u062f \u0645\u0624\u0647\u0644\u064a\u0646 \u0645\u0646 \u0627\u0644\u0623\u0633\u0631\u0629. \u064a\u0632\u0648\u0631 \u0623\u062d\u062f \u0627\u0644\u0623\u0637\u0641\u0627\u0644 \u0645\u0642\u062f\u0645 \u062e\u062f\u0645\u0627\u062a \u0631\u0639\u0627\u064a\u0629 \u0635\u062d\u064a\u0629 \u0644\u062a\u0644\u0642\u064a \u062e\u062f\u0645\u0629 \u062a\u062e\u0636\u0639 \u0644\u0645\u0628\u0644\u063a \u062a\u062d\u0645\u0644. \u0648\u062a\u064f\u062d\u062f\u062f \u0645\u0633\u0627\u0647\u0645\u0629 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0627\u0644\u0645\u0637\u0628\u0642\u0629 \u0648\u0641\u0642\u0627\u064b \u0644\u062c\u062f\u0648\u0644 \u0645\u0646\u0627\u0641\u0639 \u0627\u0644\u062e\u0637\u0629. \u062b\u0645 \u064a\u062a\u0644\u0642\u0649 \u0641\u0631\u062f \u0622\u062e\u0631 \u0645\u0646 \u0627\u0644\u0623\u0633\u0631\u0629 \u0644\u0627\u062d\u0642\u0627\u064b \u062e\u062f\u0645\u0629 \u0645\u062e\u062a\u0644\u0641\u0629 \u0642\u062f \u062a\u062e\u0636\u0639 \u0644\u0622\u0644\u064a\u0629 \u0623\u062e\u0631\u0649 \u0644\u062a\u0642\u0627\u0633\u0645 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641. \u0644\u0647\u0630\u0627 \u0627\u0644\u0633\u0628\u0628\u060c \u064a\u062c\u0628 \u0639\u0644\u0649 \u0627\u0644\u0639\u0627\u0626\u0644\u0627\u062a \u0641\u0647\u0645 \u0627\u0644\u0645\u0646\u0627\u0641\u0639 \u0627\u0644\u0645\u0637\u0628\u0642\u0629 \u0639\u0644\u0649 \u0643\u0644 \u0646\u0648\u0639 \u0645\u0646 \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0631\u0639\u0627\u064a\u0629 \u0627\u0644\u0635\u062d\u064a\u0629\u060c \u0628\u062f\u0644\u0627\u064b \u0645\u0646 \u0627\u0641\u062a\u0631\u0627\u0636 \u062a\u0637\u0628\u064a\u0642 \u0645\u0628\u0644\u063a \u062a\u062d\u0645\u0644 \u0648\u0627\u062d\u062f \u0639\u0644\u0649 \u062c\u0645\u064a\u0639 \u0627\u0644\u062e\u062f\u0645\u0627\u062a.<\/p>\n\n\n\n<h5 class=\"wp-block-heading has-text-color has-link-color wp-elements-24\" style=\"color:#882345\">\u0627\u0644\u0645\u062b\u0627\u0644 \u0627\u0644\u0631\u0627\u0628\u0639: \u0627\u0644\u0639\u0644\u0627\u062c \u0641\u064a \u062d\u0627\u0644\u0627\u062a \u0627\u0644\u0637\u0648\u0627\u0631\u0626<\/h5>\n\n\n\n<p class=\"wp-block-paragraph\">\u0642\u062f \u062a\u062e\u062a\u0644\u0641 \u0645\u0639\u0627\u0645\u0644\u0629 \u0627\u0644\u0639\u0644\u0627\u062c \u0627\u0644\u0637\u0628\u064a \u0641\u064a \u062d\u0627\u0644\u0627\u062a \u0627\u0644\u0637\u0648\u0627\u0631\u0626 \u0639\u0646 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0627\u0639\u062a\u064a\u0627\u062f\u064a\u0629 \u0628\u062d\u0633\u0628 \u0627\u0644\u0648\u062b\u064a\u0642\u0629. \u0648\u0636\u0645\u0646 \u0627\u0644\u062d\u062f\u0648\u062f \u0627\u0644\u062c\u063a\u0631\u0627\u0641\u064a\u0629 \u0644\u0644\u062e\u0637\u0629\u060c \u064a\u0645\u0643\u0646 \u0644\u0644\u0645\u0634\u062a\u0631\u0643\u064a\u0646 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0637\u0648\u0627\u0631\u0626 \u0648\u0641\u0642\u0627\u064b \u0644\u0634\u0631\u0648\u0637 \u0627\u0644\u0648\u062b\u064a\u0642\u0629 \u0627\u0644\u0645\u0637\u0628\u0642\u0629. \u0648\u0639\u0646\u062f \u0632\u064a\u0627\u0631\u0629 \u0645\u0642\u062f\u0645\u064a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0636\u0645\u0646 \u0627\u0644\u0634\u0628\u0643\u0629\u060c \u0642\u062f \u062a\u0642\u062a\u0635\u0631 \u0627\u0644\u0645\u0628\u0627\u0644\u063a \u0627\u0644\u0645\u0633\u062a\u062d\u0642\u0629 \u0639\u0644\u0649 \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0623\u0648\u0646\u0633\u0628\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u0634\u062a\u0631\u0643\u060c \u0625\u0630\u0627 \u0643\u0627\u0646\u0627 \u0645\u062d\u062f\u062f\u064a\u0646 \u0641\u064a \u062c\u062f\u0648\u0644 \u0627\u0644\u0645\u0646\u0627\u0641\u0639.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u0644\u0645\u0627\u0630\u0627 \u064a\u062c\u0628 \u0641\u0647\u0645 \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0627\u0644\u062e\u0627\u0635 \u0628\u062e\u0637\u062a\u0643\u0645\u061f<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\u0644\u0627 \u064a\u064f\u0639\u062f \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0641\u064a \u062d\u062f \u0630\u0627\u062a\u0647 \u0645\u064a\u0632\u0629 \u0623\u0648 \u0639\u064a\u0628\u0627\u064b \u0628\u0627\u0644\u0636\u0631\u0648\u0631\u0629. \u0644\u0630\u0627 \u064a\u062a\u0645 \u062a\u062d\u062f\u064a\u062f \u0645\u064a\u0632\u0627\u062a\u0647 \u0623\u0648 \u0627\u0639\u062a\u0628\u0627\u0631\u0627\u062a\u0647 \u0627\u0633\u062a\u0646\u0627\u062f\u0627\u064b \u0625\u0644\u0649 \u062e\u0637\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643\u0645. \u0648\u064a\u0633\u0627\u0639\u062f\u0643\u0645 \u0630\u0644\u0643 \u0641\u064a:<\/p>\n\n\n\n<h5 class=\"wp-block-heading has-text-color has-link-color wp-elements-25\" style=\"color:#882345\">\u0627\u0644\u062a\u062e\u0637\u064a\u0637 \u0627\u0644\u0623\u0641\u0636\u0644 \u0644\u0646\u0641\u0642\u0627\u062a \u0627\u0644\u0631\u0639\u0627\u064a\u0629 \u0627\u0644\u0635\u062d\u064a\u0629<\/h5>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u0633\u0627\u0639\u062f\u0643\u0645 \u0645\u0639\u0631\u0641\u0629 \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u062b\u0627\u0628\u062a \u0627\u0644\u0630\u064a \u0642\u062f \u064a\u062a\u0639\u064a\u0646 \u0639\u0644\u064a\u0643\u0645 \u0633\u062f\u0627\u062f\u0647 \u0645\u0642\u0627\u0628\u0644 \u0628\u0639\u0636 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0639\u0644\u0649 \u0627\u0644\u062a\u062e\u0637\u064a\u0637 \u0644\u0646\u0641\u0642\u0627\u062a \u0627\u0644\u0631\u0639\u0627\u064a\u0629 \u0627\u0644\u0635\u062d\u064a\u0629 \u0627\u0644\u0631\u0648\u062a\u064a\u0646\u064a\u0629 \u0628\u062f\u0642\u0629 \u0623\u0643\u0628\u0631.<\/p>\n\n\n\n<h5 class=\"wp-block-heading has-text-color has-link-color wp-elements-26\" style=\"color:#882345\">\u0645\u0642\u0627\u0631\u0646\u0629 \u0627\u0644\u062e\u0637\u0637 \u0628\u0643\u0641\u0627\u0621\u0629 \u0623\u0643\u0628\u0631<\/h5>\n\n\n\n<p class=\"wp-block-paragraph\">\u0639\u0646\u062f \u0645\u0642\u0627\u0631\u0646\u0629 \u062e\u0637\u0637 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u062d\u064a\u060c \u062a\u0633\u0627\u0639\u062f\u0643\u0645 \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0645\u0628\u0627\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0639\u0644\u0649 \u0627\u0644\u0646\u0638\u0631 \u0625\u0644\u0649 \u0645\u0627 \u0647\u0648 \u0623\u0628\u0639\u062f \u0645\u0646 \u0623\u0642\u0633\u0627\u0637 \u0627\u0644\u062a\u0623\u0645\u064a\u0646\u060c \u0648\u0641\u0647\u0645 \u0645\u0633\u0627\u0647\u0645\u062a\u0643\u0645 \u0627\u0644\u0645\u062d\u062a\u0645\u0644\u0629 \u0639\u0646\u062f \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u0639\u0644\u0627\u062c.<\/p>\n\n\n\n<h5 class=\"wp-block-heading has-text-color has-link-color wp-elements-27\" style=\"color:#882345\">\u0627\u062a\u062e\u0627\u0630 \u0642\u0631\u0627\u0631\u0627\u062a \u0645\u062f\u0631\u0648\u0633\u0629 \u0628\u0634\u0623\u0646 \u0627\u0644\u0631\u0639\u0627\u064a\u0629 \u0627\u0644\u0635\u062d\u064a\u0629<\/h5>\n\n\n\n<p class=\"wp-block-paragraph\">\u064a\u0645\u0643\u0646 \u0623\u0646 \u062a\u0633\u0627\u0639\u062f\u0643\u0645 \u0645\u0639\u0631\u0641\u0629 \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0648\u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0648\u0642\u0648\u0627\u0639\u062f \u0627\u0644\u0634\u0628\u0643\u0629 \u0639\u0644\u0649 \u062a\u062c\u0646\u0628 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u063a\u064a\u0631 \u0627\u0644\u0645\u062a\u0648\u0642\u0639\u0629 \u0639\u0646\u062f \u0632\u064a\u0627\u0631\u0629 \u0645\u0642\u062f\u0645 \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0631\u0639\u0627\u064a\u0629 \u0627\u0644\u0635\u062d\u064a\u0629.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u0627\u0644\u0633\u0644\u0628\u064a\u0627\u062a \u0627\u0644\u0645\u062d\u062a\u0645\u0644\u0629 \u0644\u0645\u0628\u0627\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\u0645\u0628\u0627\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u062a\u0639\u0646\u064a \u0623\u0646 \u0628\u0639\u0636 \u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u0631\u0639\u0627\u064a\u0629 \u0627\u0644\u0635\u062d\u064a\u0629 \u062a\u0638\u0644 \u0645\u0646 \u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0627\u0644\u0645\u0634\u062a\u0631\u0643.<\/p>\n\n\n\n<h5 class=\"wp-block-heading has-text-color has-link-color wp-elements-28\" style=\"color:#882345\">\u0646\u0641\u0642\u0627\u062a \u0625\u0636\u0627\u0641\u064a\u0629 \u062a\u064f\u0633\u062f\u062f \u0645\u0646 \u062d\u0633\u0627\u0628\u0643\u0645 \u0627\u0644\u062e\u0627\u0635<\/h5>\n\n\n\n<p class=\"wp-block-paragraph\">\u062d\u062a\u0649 \u0639\u0646\u062f\u0645\u0627 \u062a\u0643\u0648\u0646 \u062e\u062f\u0645\u0629 \u0627\u0644\u0631\u0639\u0627\u064a\u0629 \u0627\u0644\u0635\u062d\u064a\u0629 \u0645\u0634\u0645\u0648\u0644\u0629 \u0628\u0627\u0644\u062a\u063a\u0637\u064a\u0629\u060c \u064a\u0638\u0644 \u0645\u0646 \u0627\u0644\u0636\u0631\u0648\u0631\u064a \u0633\u062f\u0627\u062f \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0627\u0644\u0645\u0637\u0628\u0642. \u0648\u0644\u0630\u0644\u0643\u060c \u064a\u0624\u062f\u064a \u0627\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0645\u062a\u0643\u0631\u0631 \u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0631\u0639\u0627\u064a\u0629 \u0627\u0644\u0635\u062d\u064a\u0629 \u0625\u0644\u0649 \u062a\u0643\u0631\u0627\u0631 \u0645\u0633\u0627\u0647\u0645\u0627\u062a \u0627\u0644\u0645\u0634\u062a\u0631\u0643\u060c \u0648\u0630\u0644\u0643 \u0628\u0645\u0648\u062c\u0628 \u0627\u0644\u0648\u062b\u064a\u0642\u0629.<\/p>\n\n\n\n<h5 class=\"wp-block-heading has-text-color has-link-color wp-elements-29\" style=\"color:#882345\">\u062a\u0643\u0627\u0644\u064a\u0641 \u0625\u0636\u0627\u0641\u064a\u0629 \u0639\u0646\u062f \u0627\u0644\u062d\u0627\u062c\u0629 \u0625\u0644\u0649 \u0639\u0644\u0627\u062c \u063a\u064a\u0631 \u0645\u062a\u0648\u0642\u0639<\/h5>\n\n\n\n<p class=\"wp-block-paragraph\">\u0642\u062f \u062a\u062a\u0631\u062a\u0628 \u0639\u0644\u0649 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a \u0627\u0644\u0635\u062d\u064a\u0629 \u063a\u064a\u0631 \u0627\u0644\u0645\u062a\u0648\u0642\u0639\u0629 \u062a\u0643\u0627\u0644\u064a\u0641 \u0644\u0645 \u062a\u0643\u0646 \u0645\u062f\u0631\u062c\u0629 \u0636\u0645\u0646 \u0645\u064a\u0632\u0627\u0646\u064a\u062a\u0643\u0645 \u0627\u0644\u0634\u0647\u0631\u064a\u0629 \u0627\u0644\u0645\u0639\u062a\u0627\u062f\u0629. \u0648\u064a\u0633\u0627\u0639\u062f\u0643\u0645 \u0641\u0647\u0645 \u0645\u0646\u0627\u0641\u0639 \u062a\u0623\u0645\u064a\u0646\u0643\u0645 \u0627\u0644\u0635\u062d\u064a \u0645\u0633\u0628\u0642\u0627\u064b \u0639\u0644\u0649 \u0627\u0644\u0627\u0633\u062a\u0639\u062f\u0627\u062f \u0644\u0647\u0630\u0647 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641.<\/p>\n\n\n\n<h5 class=\"wp-block-heading has-text-color has-link-color wp-elements-30\" style=\"color:#882345\">\u0627\u0639\u062a\u0628\u0627\u0631\u0627\u062a \u0645\u0647\u0645\u0629 \u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0631\u0639\u0627\u064a\u0629 \u0627\u0644\u0635\u062d\u064a\u0629 \u0628\u0627\u0646\u062a\u0638\u0627\u0645<\/h5>\n\n\n\n<p class=\"wp-block-paragraph\">\u064a\u064f\u0646\u0635\u062d \u0627\u0644\u0623\u0641\u0631\u0627\u062f \u0627\u0644\u0630\u064a\u0646 \u064a\u062d\u062a\u0627\u062c\u0648\u0646 \u0625\u0644\u0649 \u0632\u064a\u0627\u0631\u0629 \u0627\u0644\u0623\u0637\u0628\u0627\u0621 \u0623\u0648 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0631\u0639\u0627\u064a\u0629 \u0627\u0644\u0635\u062d\u064a\u0629 \u0628\u0634\u0643\u0644 \u062f\u0648\u0631\u064a\u060c \u0628\u0625\u064a\u0644\u0627\u0621 \u0627\u0644\u0627\u0647\u062a\u0645\u0627\u0645 \u0648\u0641\u0647\u0645 \u0622\u0644\u064a\u0629 \u0639\u0645\u0644 \u062e\u0637\u062a\u0647\u0645 \u0628\u0645\u0627 \u064a\u062e\u0635 \u062a\u0642\u0627\u0633\u0645 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641. \u0641\u0643\u0644\u0645\u0627 \u0632\u0627\u062f \u0639\u062f\u062f \u0627\u0644\u0632\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0635\u062d\u064a\u0629 \u0627\u0644\u0645\u062a\u0648\u0642\u0639\u0629 \u062e\u0644\u0627\u0644 \u0627\u0644\u0639\u0627\u0645\u060c \u0632\u0627\u062f \u062a\u0623\u062b\u064a\u0631 \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0651\u0644 \u0648\u0646\u0633\u0628\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0639\u0644\u0649 \u0625\u062c\u0645\u0627\u0644\u064a \u0627\u0644\u062a\u0643\u0644\u0641\u0629 \u0627\u0644\u062a\u064a \u064a\u062a\u062d\u0645\u0644\u0647\u0627 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0645\u0639 \u0645\u0631\u0648\u0631 \u0627\u0644\u0648\u0642\u062a.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u0639\u0648\u0627\u0645\u0644 \u064a\u0646\u0628\u063a\u064a \u0645\u0631\u0627\u0639\u0627\u062a\u0647\u0627 \u0642\u0628\u0644 \u0627\u062e\u062a\u064a\u0627\u0631 \u062e\u0637\u0629 \u062a\u0623\u0645\u064a\u0646 \u0635\u062d\u064a \u062a\u062a\u0636\u0645\u0646 \u0645\u0628\u0644\u063a \u062a\u062d\u0645\u0644<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\u0644\u0627 \u064a\u0648\u062c\u062f \u0645\u0628\u0644\u063a \u062a\u062d\u0645\u0644 \u064a\u0646\u0627\u0633\u0628 \u0627\u0644\u062c\u0645\u064a\u0639 \u0628\u0634\u0643\u0644 \u0645\u062a\u0633\u0627\u0648. \u0641\u0647\u064a\u0643\u0644 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u062d\u064a \u0627\u0644\u0645\u0646\u0627\u0633\u0628 \u064a\u0639\u062a\u0645\u062f \u0639\u0644\u0649 \u0638\u0631\u0648\u0641\u0643\u0645 \u0627\u0644\u062e\u0627\u0635\u0629. \u0644\u0630\u0627 \u064a\u0646\u0635\u062d \u0628\u0623\u062e\u0630 \u0627\u0644\u0639\u0648\u0627\u0645\u0644 \u0627\u0644\u062a\u0627\u0644\u064a\u0629 \u0628\u0639\u064a\u0646 \u0627\u0644\u0627\u0639\u062a\u0628\u0627\u0631 \u0642\u0628\u0644 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u062a\u0623\u0645\u064a\u0646:<\/p>\n\n\n\n<h5 class=\"wp-block-heading has-text-color has-link-color wp-elements-31\" style=\"color:#882345\">\u0627\u0644\u0639\u0645\u0631 \u0648\u0627\u0644\u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a \u0627\u0644\u0635\u062d\u064a\u0629<\/h5>\n\n\n\n<p class=\"wp-block-paragraph\">\u0627\u0639\u0631\u0641\u0648\u0627 \u0645\u062f\u0649 \u0627\u062d\u062a\u064a\u0627\u062c\u0643\u0645 \u0644\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0622\u062a\u064a\u0629 :<\/p>\n\n\n\n<p class=\"has-text-color has-link-color wp-elements-32 wp-block-paragraph\" style=\"color:#003478\">\u25cf \u0627\u0633\u062a\u0634\u0627\u0631\u0627\u062a \u0627\u0644\u0623\u0637\u0628\u0627\u0621<br>\u25cf \u0627\u0644\u0639\u0644\u0627\u062c \u0644\u062f\u0649 \u0627\u0644\u0623\u0637\u0628\u0627\u0621 \u0627\u0644\u0627\u062e\u062a\u0635\u0627\u0635\u064a\u064a\u0646<br>\u25cf \u0627\u0644\u0623\u062f\u0648\u064a\u0629 \u0627\u0644\u0645\u0648\u0635\u0648\u0641\u0629 \u0637\u0628\u064a\u0627\u064b<br>\u25cf \u0627\u0644\u0641\u062d\u0648\u0635\u0627\u062a \u0627\u0644\u062a\u0634\u062e\u064a\u0635\u064a\u0629<br>\u25cf \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0631\u0639\u0627\u064a\u0629 \u0627\u0644\u0635\u062d\u064a\u0629 \u0627\u0644\u0623\u062e\u0631\u0649<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0648\u0642\u062f \u062a\u0624\u062b\u0631 \u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a\u0643\u0645 \u0627\u0644\u0635\u062d\u064a\u0629 \u0641\u064a \u0639\u062f\u062f \u0645\u0631\u0627\u062a \u062a\u0637\u0628\u064a\u0642 \u062e\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0645\u0633\u0627\u0647\u0645\u0629.<\/p>\n\n\n\n<h5 class=\"wp-block-heading has-text-color has-link-color wp-elements-33\" style=\"color:#882345\">\u0627\u0644\u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a \u0627\u0644\u0637\u0628\u064a\u0629 \u0644\u0644\u0623\u0633\u0631\u0629<\/h5>\n\n\n\n<p class=\"wp-block-paragraph\">\u0625\u0630\u0627 \u0643\u0646\u062a\u0645 \u062a\u0624\u0645\u0651\u0646\u0648\u0646 \u0623\u0641\u0631\u0627\u062f \u0623\u0633\u0631\u062a\u0643\u0645\u060c \u0641\u0636\u0639\u0648\u0627 \u0641\u064a \u0627\u0639\u062a\u0628\u0627\u0631\u0643\u0645 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a \u0627\u0644\u0635\u062d\u064a\u0629 \u0644\u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u0634\u062a\u0631\u0643\u064a\u0646 \u0627\u0644\u0645\u0634\u0645\u0648\u0644\u064a\u0646\u060c \u0648\u0644\u064a\u0633 \u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a\u0643\u0645 \u0648\u062d\u062f\u0647\u0627.<\/p>\n\n\n\n<h5 class=\"wp-block-heading has-text-color has-link-color wp-elements-34\" style=\"color:#882345\">\u0645\u062f\u0649 \u062a\u0648\u0641\u0631 \u0645\u062f\u062e\u0631\u0627\u062a <strong>\u0644\u0644\u062d\u0627\u0644\u0627\u062a \u0627\u0644\u0637\u0627\u0631\u0626\u0629<\/strong><\/h5>\n\n\n\n<p class=\"wp-block-paragraph\">\u062d\u062a\u0649 \u0639\u0646\u062f\u0645\u0627 \u064a\u063a\u0637\u064a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0639\u0644\u0627\u062c \u0627\u0644\u0645\u0634\u0645\u0648\u0644 \u0636\u0645\u0646 \u0627\u0644\u0648\u062b\u064a\u0642\u0629\u060c \u0641\u0642\u062f \u062a\u0624\u062f\u064a \u0645\u0628\u0627\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0648\u0645\u0633\u0627\u0647\u0645\u0627\u062a \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0627\u0644\u0623\u062e\u0631\u0649 \u0625\u0644\u0649 \u0646\u0641\u0642\u0627\u062a \u062a\u0633\u062f\u062f\u0648\u0646\u0647\u0627 \u0645\u0646 \u062d\u0633\u0627\u0628\u0643\u0645 \u0627\u0644\u062e\u0627\u0635. \u0644\u0630\u0644\u0643\u060c \u0636\u0639\u0648\u0627 \u0641\u064a \u0627\u0639\u062a\u0628\u0627\u0631\u0643\u0645 \u0645\u062f\u0649 \u0642\u062f\u0631\u062a\u0643\u0645 \u0639\u0644\u0649 \u062a\u062d\u0645\u0644 \u0647\u0630\u0647 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0639\u0646\u062f \u0627\u0644\u062d\u0627\u062c\u0629.<\/p>\n\n\n\n<h5 class=\"wp-block-heading has-text-color has-link-color wp-elements-35\" style=\"color:#882345\">\u0627\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0645\u062a\u0648\u0642\u0639 \u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0631\u0639\u0627\u064a\u0629 \u0627\u0644\u0635\u062d\u064a\u0629<\/h5>\n\n\n\n<p class=\"wp-block-paragraph\">\u0642\u062f \u064a\u0643\u0648\u0646 \u062a\u0642\u064a\u064a\u0645 \u0645\u0628\u0627\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0645\u062e\u062a\u0644\u0641\u0627\u064b \u0628\u064a\u0646 \u0627\u0644\u0623\u0641\u0631\u0627\u062f \u0627\u0644\u0630\u064a\u0646 \u064a\u062d\u062a\u0627\u062c\u0648\u0646 \u0625\u0644\u0649 \u062e\u062f\u0645\u0627\u062a \u0627\u0633\u062a\u0634\u0627\u0631\u0627\u062a \u0627\u0644\u0639\u064a\u0627\u062f\u0627\u062a \u0627\u0644\u062e\u0627\u0631\u062c\u064a\u0629 \u0628\u0634\u0643\u0644 \u0645\u062a\u0643\u0631\u0631 \u0648\u0627\u0644\u0623\u0641\u0631\u0627\u062f \u0627\u0644\u0630\u064a\u0646 \u0646\u0627\u062f\u0631\u0627\u064b \u0645\u0627 \u064a\u062d\u062a\u0627\u062c\u0648\u0646 \u0625\u0644\u0649 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0631\u0639\u0627\u064a\u0629 \u0627\u0644\u0635\u062d\u064a\u0629.<\/p>\n\n\n\n<h5 class=\"wp-block-heading has-text-color has-link-color wp-elements-36\" style=\"color:#882345\">\u0627\u0644\u0645\u064a\u0632\u0627\u0646\u064a\u0629 \u0648\u0627\u0644\u0623\u0647\u062f\u0627\u0641 \u0627\u0644\u0645\u0627\u0644\u064a\u0629<\/h5>\n\n\n\n<p class=\"wp-block-paragraph\">\u0636\u0639\u0648\u0627 \u0641\u064a \u0627\u0639\u062a\u0628\u0627\u0631\u0643\u0645 \u0643\u0644\u0627\u064b \u0645\u0646:<\/p>\n\n\n\n<p class=\"has-text-color has-link-color wp-elements-37 wp-block-paragraph\" style=\"color:#003478\">\u25cf \u0642\u0633\u0637 \u0627\u0644\u062a\u0623\u0645\u064a\u0646<br>\u25cf \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0630\u064a \u064a\u0645\u0643\u0646\u0643\u0645 \u062a\u062d\u0645\u0651\u0644 \u0633\u062f\u0627\u062f\u0647 \u0639\u0646\u062f \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u0631\u0639\u0627\u064a\u0629 \u0627\u0644\u0635\u062d\u064a\u0629<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0641\u0627\u0644\u0647\u062f\u0641 \u0647\u0648 \u0641\u0647\u0645 \u0627\u0644\u062a\u0643\u0644\u0641\u0629 \u0627\u0644\u0625\u062c\u0645\u0627\u0644\u064a\u0629 \u0644\u0644\u062e\u0637\u0629\u060c \u0648\u0644\u064a\u0633 \u0623\u062d\u062f \u0645\u0643\u0648\u0646\u0627\u062a\u0647\u0627 \u0641\u0642\u0637.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u0645\u0627 \u0647\u0648 \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0627\u0644\u0645\u0646\u0627\u0633\u0628 \u0641\u064a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u062d\u064a\u061f<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\u0645\u0628\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0627\u0644\u0645\u0646\u0627\u0633\u0628 \u0647\u0648 \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0630\u064a \u064a\u062a\u0648\u0627\u0641\u0642 \u0645\u0639 \u062e\u0637\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u062d\u064a \u0648\u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a\u0643\u0645 \u0627\u0644\u0637\u0628\u064a\u0629 \u0627\u0644\u0645\u062a\u0648\u0642\u0639\u0629 \u0648\u0642\u062f\u0631\u062a\u0643\u0645 \u0639\u0644\u0649 \u0627\u0644\u0645\u0633\u0627\u0647\u0645\u0629 \u0641\u064a \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0639\u0646\u062f \u062a\u0644\u0642\u064a \u0627\u0644\u0639\u0644\u0627\u062c\u060c \u0625\u0630 \u0644\u0627 \u064a\u0648\u062c\u062f \u0645\u0628\u0644\u063a \u0648\u0627\u062d\u062f \u064a\u0646\u0627\u0633\u0628 \u0627\u0644\u062c\u0645\u064a\u0639. \u0648\u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0625\u0644\u0649 \u0645\u0634\u062a\u0631\u0643\u064a \u0636\u0645\u0627\u0646\u060c \u0641\u0625\u0646 \u0627\u0644\u0633\u0624\u0627\u0644 \u0627\u0644\u0630\u064a \u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u0633\u0627\u0639\u062f\u0643\u0645 \u0628\u0634\u0643\u0644 \u0623\u0643\u0628\u0631 \u0647\u0648:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u0645\u0627 \u0647\u0648 \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0627\u0644\u0645\u0637\u0628\u0642 \u0639\u0644\u0649 \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0631\u0639\u0627\u064a\u0629 \u0627\u0644\u0635\u062d\u064a\u0629 \u0627\u0644\u0645\u064f\u0631\u062c\u0651\u062d \u0623\u0646 \u0623\u0633\u062a\u062e\u062f\u0645\u0647\u0627 \u0648\u0641\u0642\u0627\u064b \u0644\u062c\u062f\u0648\u0644 \u0627\u0644\u0645\u0646\u0627\u0641\u0639 \u0627\u0644\u062e\u0627\u0635 \u0628\u0648\u062b\u064a\u0642\u062a\u064a \u0627\u0644\u062a\u0623\u0645\u064a\u0646\u064a\u0629\u061f<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0648\u0643\u0645\u0627 \u0630\u0643\u0631\u0646\u0627 \u0633\u0627\u0628\u0642\u064b\u0627\u060c \u0642\u062f \u064a\u062e\u062a\u0644\u0641 \u0627\u0644\u062a\u0642\u064a\u064a\u0645 \u0645\u0646 \u0641\u0631\u062f \u0644\u0622\u062e\u0631 \u0628\u062d\u0633\u0628 \u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a\u0647\u060c \u0643\u0645\u062f\u0649 \u062d\u0627\u062c\u062a\u0647 \u0644\u0645\u0631\u0627\u062c\u0639\u0629 \u0627\u0644\u0639\u064a\u0627\u062f\u0627\u062a \u0627\u0644\u062e\u0627\u0631\u062c\u064a\u0629 \u0645\u062b\u0644\u0627\u064b. \u0643\u0645\u0627 \u0642\u062f \u062a\u062d\u062a\u0627\u062c \u0627\u0644\u0639\u0627\u0626\u0644\u0627\u062a \u0625\u0644\u0649 \u0645\u0631\u0627\u0639\u0627\u0629 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a \u0627\u0644\u0635\u062d\u064a\u0629 \u0644\u0645\u062c\u0645\u0648\u0639 \u0623\u0641\u0631\u0627\u062f\u0647\u0627. \u0641\u0628\u062f\u0644\u0627\u064b \u0645\u0646 \u0627\u0644\u0627\u062e\u062a\u064a\u0627\u0631 \u0627\u0633\u062a\u0646\u0627\u062f\u0627\u064b \u0625\u0644\u0649 \u0645\u0628\u0644\u063a \u062a\u062d\u0645\u0644 \u0648\u0627\u062d\u062f\u060c \u064a\u064f\u0646\u0635\u062d \u0628\u0645\u0642\u0627\u0631\u0646\u0629 \u062e\u0637\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u062d\u064a \u0628\u062c\u0645\u064a\u0639 \u0639\u0646\u0627\u0635\u0631\u0647\u0627.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u0645\u0641\u0627\u0647\u064a\u0645 \u0634\u0627\u0626\u0639\u0629 \u063a\u064a\u0631 \u062f\u0642\u064a\u0642\u0629 \u062d\u0648\u0644 \u0645\u0628\u0627\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0641\u064a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u062d\u064a<\/h4>\n\n\n\n<h5 class=\"wp-block-heading has-text-color has-link-color wp-elements-38\" style=\"color:#882345\">\u0647\u0644 \u064a\u0646\u0637\u0628\u0642 \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0639\u0644\u0649 \u0643\u0644 \u0645\u0637\u0627\u0644\u0628\u0629\u061f<\/h5>\n\n\n\n<p class=\"wp-block-paragraph\">\u0644\u0627. \u0625\u0646 \u062a\u0637\u0628\u064a\u0642 \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u064a\u0643\u0648\u0646 \u0648\u0641\u0642\u0627\u064b \u0644\u0644\u062e\u062f\u0645\u0629 \u0648\u062c\u062f\u0648\u0644 \u0627\u0644\u0645\u0646\u0627\u0641\u0639. \u0648\u0642\u062f \u062a\u062e\u0636\u0639 \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0631\u0639\u0627\u064a\u0629 \u0627\u0644\u0635\u062d\u064a\u0629 \u0627\u0644\u0645\u062e\u062a\u0644\u0641\u0629 \u0644\u0645\u0633\u0627\u0647\u0645\u0627\u062a \u0645\u062e\u062a\u0644\u0641\u0629 \u0645\u0646 \u0627\u0644\u0645\u0634\u062a\u0631\u0643.<\/p>\n\n\n\n<h5 class=\"wp-block-heading has-text-color has-link-color wp-elements-39\" style=\"color:#882345\">\u0647\u0644 \u062a\u062e\u0636\u0639 \u062c\u0645\u064a\u0639 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0637\u0628\u064a\u0629 \u0644\u0645\u0628\u0644\u063a \u062a\u062d\u0645\u0644\u061f<\/h5>\n\n\n\n<p class=\"wp-block-paragraph\">\u0644\u0627. \u0628\u064a\u0646\u0645\u0627 \u062a\u062e\u0636\u0639 \u0628\u0639\u0636 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0644\u0645\u0628\u0644\u063a \u062a\u062d\u0645\u0644\u060c \u0641\u0625\u0646 \u062e\u062f\u0645\u0627\u062a \u0623\u062e\u0631\u0649 \u064a\u064f\u0637\u0628\u0651\u0642 \u0639\u0644\u064a\u0647\u0627 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u0634\u062a\u0631\u0643\u060c \u0648\u0642\u062f \u0644\u0627 \u062a\u062e\u0636\u0639 \u063a\u064a\u0631\u0647\u0627 \u0644\u0623\u064a \u0645\u0628\u0644\u063a \u062a\u062d\u0645\u0644. \u0648\u062a\u062d\u062f\u062f \u0627\u0644\u0648\u062b\u064a\u0642\u0629 \u0627\u0644\u0622\u0644\u064a\u0629 \u0627\u0644\u0645\u0637\u0628\u0642\u0629.<\/p>\n\n\n\n<h5 class=\"wp-block-heading has-text-color has-link-color wp-elements-40\" style=\"color:#882345\">\u0647\u0644 \u064a\u0639\u0646\u064a \u0627\u0631\u062a\u0641\u0627\u0639 \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0623\u0646 \u0627\u0644\u062e\u0637\u0629 \u0623\u0643\u062b\u0631 \u062a\u0648\u0641\u064a\u0631\u0627\u064b\u061f<\/h5>\n\n\n\n<p class=\"wp-block-paragraph\">\u0644\u064a\u0633 \u0628\u0627\u0644\u0636\u0631\u0648\u0631\u0629\u061b \u0625\u0630 \u062a\u0639\u062a\u0645\u062f \u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0639\u0644\u0649 \u0639\u0648\u0627\u0645\u0644 \u0639\u062f\u064a\u062f\u0629. \u0644\u0630\u0644\u0643\u060c \u064a\u0646\u0628\u063a\u064a \u0639\u062f\u0645 \u0627\u0641\u062a\u0631\u0627\u0636 \u0623\u0646 \u0625\u062d\u062f\u0649 \u0627\u0644\u062e\u0637\u0637 \u0623\u0641\u0636\u0644 \u0644\u0645\u062c\u0631\u062f \u0623\u0646 \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0641\u064a\u0647\u0627 \u0623\u0639\u0644\u0649 \u0623\u0648 \u0623\u0642\u0644. \u062e\u0630\u0648\u0627 \u0628\u0639\u064a\u0646 \u0627\u0644\u0627\u0639\u062a\u0628\u0627\u0631 \u0625\u062c\u0645\u0627\u0644\u064a \u0642\u0633\u0637 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0648\u0627\u0644\u0645\u0646\u0627\u0641\u0639 \u0648\u0634\u0628\u0643\u0629 \u0627\u0644\u0631\u0639\u0627\u064a\u0629 \u0627\u0644\u0635\u062d\u064a\u0629 \u0648\u0645\u0633\u0627\u0647\u0645\u0627\u062a \u0627\u0644\u0645\u0634\u062a\u0631\u0643.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u0646\u0635\u0627\u0626\u062d \u0644\u0625\u062f\u0627\u0631\u0629 \u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u0631\u0639\u0627\u064a\u0629 \u0627\u0644\u0635\u062d\u064a\u0629 \u0639\u0646\u062f \u0648\u062c\u0648\u062f \u0645\u0628\u0627\u0644\u063a \u062a\u062d\u0645\u0644<\/h4>\n\n\n\n<h5 class=\"wp-block-heading has-text-color has-link-color wp-elements-41\" style=\"color:#882345\">\u0627\u0644\u062a\u062e\u0637\u064a\u0637 \u0644\u0644\u0646\u0641\u0642\u0627\u062a \u0627\u0644\u0637\u0628\u064a\u0629<\/h5>\n\n\n\n<p class=\"wp-block-paragraph\">\u062e\u0635\u0635\u0648\u0627 \u062c\u0632\u0621\u0627\u064b \u0645\u0646 \u0645\u064a\u0632\u0627\u0646\u064a\u062a\u0643\u0645 \u0644\u0646\u0641\u0642\u0627\u062a \u0627\u0644\u0631\u0639\u0627\u064a\u0629 \u0627\u0644\u0635\u062d\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u0644\u0632\u0645\u0643\u0645 \u0648\u062b\u064a\u0642\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0628\u0633\u062f\u0627\u062f\u0647\u0627.<\/p>\n\n\n\n<h5 class=\"wp-block-heading has-text-color has-link-color wp-elements-42\" style=\"color:#882345\">\u0645\u0631\u0627\u062c\u0639\u0629 \u0634\u0631\u0648\u0637 \u0627\u0644\u0648\u062b\u064a\u0642\u0629 \u0628\u0639\u0646\u0627\u064a\u0629<\/h5>\n\n\n\n<p class=\"wp-block-paragraph\">\u064a\u064f\u0639\u062f \u062c\u062f\u0648\u0644 \u0627\u0644\u0645\u0646\u0627\u0641\u0639 \u0623\u062d\u062f \u0623\u0647\u0645 \u0627\u0644\u0645\u0631\u0627\u062c\u0639 \u0644\u0641\u0647\u0645 \u062a\u0623\u0645\u064a\u0646\u0643\u0645 \u0627\u0644\u0635\u062d\u064a.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0641\u0647\u0648 \u064a\u0648\u0636\u062d \u0644\u0643\u0645:<\/p>\n\n\n\n<p class=\"has-text-color has-link-color wp-elements-43 wp-block-paragraph\" style=\"color:#003478\">\u25cf \u0645\u0627 \u062a\u0634\u0645\u0644\u0647 \u0627\u0644\u062a\u063a\u0637\u064a\u0629<br>\u25cf \u0645\u0628\u0627\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0627\u0644\u0645\u0637\u0628\u0642\u0629<br>\u25cf \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u0634\u062a\u0631\u0643<br>\u25cf \u062d\u062f\u0648\u062f \u0627\u0644\u0645\u0646\u0627\u0641\u0639<br>\u25cf \u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u0634\u0628\u0643\u0629<\/p>\n\n\n\n<h5 class=\"wp-block-heading has-text-color has-link-color wp-elements-44\" style=\"color:#882345\">\u0627\u0644\u0627\u0633\u062a\u0639\u0627\u0646\u0629 \u0628\u0645\u0642\u062f\u0645\u064a \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0631\u0639\u0627\u064a\u0629 \u0627\u0644\u0635\u062d\u064a\u0629 \u0636\u0645\u0646 \u0627\u0644\u0634\u0628\u0643\u0629<\/h5>\n\n\n\n<p class=\"wp-block-paragraph\">\u0642\u062f \u062a\u0633\u0627\u0639\u062f\u0643\u0645 \u0627\u0644\u0627\u0633\u062a\u0639\u0627\u0646\u0629 \u0628\u0645\u0642\u062f\u0645\u064a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0636\u0645\u0646 \u0634\u0628\u0643\u0629 \u062a\u0623\u0645\u064a\u0646\u0643\u0645 \u0639\u0644\u0649 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u0631\u0639\u0627\u064a\u0629 \u0627\u0644\u0635\u062d\u064a\u0629 \u0648\u062a\u0633\u0648\u064a\u0629 \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0627\u062a \u0628\u0633\u0647\u0648\u0644\u0629 \u0623\u0643\u0628\u0631. \u0648\u064a\u0645\u0643\u0646 \u0644\u0645\u0634\u062a\u0631\u0643\u064a \u0636\u0645\u0627\u0646 \u0627\u0644\u062a\u062d\u0642\u0642 \u0645\u0646 \u0627\u0644\u0645\u0633\u062a\u0634\u0641\u064a\u0627\u062a \u0648\u0627\u0644\u0639\u064a\u0627\u062f\u0627\u062a \u0648\u0627\u0644\u0645\u0631\u0627\u0643\u0632 \u0627\u0644\u0637\u0628\u064a\u0629 \u0627\u0644\u0645\u0634\u0645\u0648\u0644\u0629 \u0636\u0645\u0646 \u0627\u0644\u0634\u0628\u0643\u0629 \u0639\u0628\u0631 \u0627\u0644\u0628\u062d\u062b \u0639\u0646 \u0645\u0632\u0648\u062f\u064a \u0627\u0644\u062e\u062f\u0645\u0627\u062a<\/p>\n\n\n\n<h5 class=\"wp-block-heading has-text-color has-link-color wp-elements-45\" style=\"color:#882345\">\u0627\u0644\u062a\u062d\u0642\u0642 \u0642\u0628\u0644 \u062a\u0644\u0642\u064a \u0627\u0644\u0639\u0644\u0627\u062c<\/h5>\n\n\n\n<p class=\"wp-block-paragraph\">\u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0625\u0644\u0649 \u0627\u0644\u0639\u0644\u0627\u062c\u0627\u062a \u063a\u064a\u0631 \u0627\u0644\u0637\u0627\u0631\u0626\u0629\u060c \u062a\u062d\u0642\u0642\u0648\u0627 \u0645\u0645\u0627 \u064a\u0644\u064a:<\/p>\n\n\n\n<p class=\"has-text-color has-link-color wp-elements-46 wp-block-paragraph\" style=\"color:#003478\">\u25cf \u0645\u0627 \u0625\u0630\u0627 \u0643\u0627\u0646 \u0645\u0642\u062f\u0645 \u0627\u0644\u062e\u062f\u0645\u0629 \u0636\u0645\u0646 \u0627\u0644\u0634\u0628\u0643\u0629<br>\u25cf \u0645\u0627 \u0625\u0630\u0627 \u0643\u0627\u0646 \u0627\u0644\u0639\u0644\u0627\u062c \u0645\u0634\u0645\u0648\u0644\u0627\u064b \u0628\u0627\u0644\u062a\u063a\u0637\u064a\u0629<br>\u25cf \u0645\u0627 \u0625\u0630\u0627 \u0643\u0627\u0646 \u064a\u062a\u0637\u0644\u0628 \u0645\u0648\u0627\u0641\u0642\u0629 \u0645\u0633\u0628\u0642\u0629<br>\u25cf \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0623\u0648 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0627\u0644\u0645\u0637\u0628\u0642<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0648\u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u0633\u0627\u0639\u062f\u0643\u0645 \u0630\u0644\u0643 \u0639\u0644\u0649 \u062a\u062c\u0646\u0628 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u063a\u064a\u0631 \u0627\u0644\u0645\u062a\u0648\u0642\u0639\u0629.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u0627\u0644\u0623\u0633\u0626\u0644\u0629 \u0627\u0644\u0634\u0627\u0626\u0639\u0629 \u062d\u0648\u0644 \u0645\u0628\u0627\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0641\u064a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u062d\u064a<\/h4>\n\n\n\n<h5 class=\"wp-block-heading has-text-color has-link-color wp-elements-47\" style=\"color:#882345\">\u0645\u0627 \u0647\u0648 \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0627\u0644\u0645\u0646\u0627\u0633\u0628\u061f<\/h5>\n\n\n\n<p class=\"wp-block-paragraph\">\u0644\u0627 \u064a\u0648\u062c\u062f \u0645\u0628\u0644\u063a \u0648\u0627\u062d\u062f \u064a\u0646\u0627\u0633\u0628 \u0627\u0644\u062c\u0645\u064a\u0639\u061b \u0625\u0630 \u064a\u0639\u062a\u0645\u062f \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0627\u0644\u0645\u0646\u0627\u0633\u0628 \u0639\u0644\u0649 \u062e\u0637\u0629 \u062a\u0623\u0645\u064a\u0646\u0643\u0645 \u0627\u0644\u0635\u062d\u064a\u060c \u0648\u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a\u0643\u0645 \u0627\u0644\u0635\u062d\u064a\u0629\u060c \u0648\u0645\u064a\u0632\u0627\u0646\u064a\u062a\u0643\u0645\u060c \u0648\u0645\u062f\u0649 \u0627\u062d\u062a\u064a\u0627\u062c\u0643\u0645 \u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0637\u0628\u064a\u0629 \u0627\u0644\u0645\u062a\u0627\u062d\u0629. \u0648\u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0625\u0644\u0649 \u0645\u0634\u062a\u0631\u0643\u064a \u0636\u0645\u0627\u0646\u060c \u064a\u0645\u0643\u0646\u0643\u0645 \u0627\u0644\u0627\u0637\u0644\u0627\u0639 \u0639\u0644\u0649 \u0645\u0628\u0627\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0627\u0644\u0645\u0637\u0628\u0642\u0629 \u0627\u0644\u0645\u0630\u0643\u0648\u0631\u0629 \u0641\u064a \u062c\u062f\u0648\u0644 \u0627\u0644\u0645\u0646\u0627\u0641\u0639.<\/p>\n\n\n\n<h5 class=\"wp-block-heading has-text-color has-link-color wp-elements-48\" style=\"color:#882345\">\u0647\u0644 \u064a\u0645\u0643\u0646 \u0623\u0646 \u062a\u062a\u063a\u064a\u0631 \u0645\u0628\u0627\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0639\u0646\u062f \u062a\u062c\u062f\u064a\u062f \u0627\u0644\u0648\u062b\u064a\u0642\u0629\u061f<\/h5>\n\n\n\n<p class=\"wp-block-paragraph\">\u0646\u0639\u0645\u060c \u0642\u062f \u062a\u062a\u063a\u064a\u0631 \u0645\u0646\u0627\u0641\u0639 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0648\u0622\u0644\u064a\u0627\u062a \u062a\u0642\u0627\u0633\u0645 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0639\u0646\u062f \u062a\u062c\u062f\u064a\u062f \u0627\u0644\u0648\u062b\u064a\u0642\u0629. \u0644\u0630\u0644\u0643\u060c \u0627\u062d\u0631\u0635\u0648\u0627 \u062f\u0627\u0626\u0645\u0627\u064b \u0639\u0644\u0649 \u0645\u0631\u0627\u062c\u0639\u0629 \u062c\u062f\u0648\u0644 \u0627\u0644\u0645\u0646\u0627\u0641\u0639 \u0627\u0644\u0623\u062d\u062f\u062b \u0639\u0646\u062f \u0627\u0644\u062a\u062c\u062f\u064a\u062f\u060c \u0628\u062f\u0644\u0627\u064b \u0645\u0646 \u0627\u0641\u062a\u0631\u0627\u0636 \u0627\u0633\u062a\u0645\u0631\u0627\u0631 \u062a\u0637\u0628\u064a\u0642 \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0627\u0644\u0633\u0627\u0628\u0642.<\/p>\n\n\n\n<h5 class=\"wp-block-heading has-text-color has-link-color wp-elements-49\" style=\"color:#882345\">\u0647\u0644 \u062a\u0646\u0637\u0628\u0642 \u0645\u0628\u0627\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0639\u0644\u0649 \u0627\u0644\u062d\u0627\u0644\u0627\u062a \u0627\u0644\u0637\u0628\u064a\u0629 \u0627\u0644\u0645\u0648\u062c\u0648\u062f\u0629 \u0645\u0633\u0628\u0642\u0627\u064b\u061f<\/h5>\n\n\n\n<p class=\"wp-block-paragraph\">\u064a\u062a\u062d\u062f\u062f \u062a\u0637\u0628\u064a\u0642 \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0648\u0641\u0642\u0627\u064b \u0644\u062e\u062f\u0645\u0629 \u0627\u0644\u0631\u0639\u0627\u064a\u0629 \u0627\u0644\u0635\u062d\u064a\u0629 \u0648\u0634\u0631\u0648\u0637 \u0627\u0644\u062e\u0637\u0629. \u0623\u0645\u0627 \u062a\u063a\u0637\u064a\u0629 \u0627\u0644\u062d\u0627\u0644\u0627\u062a \u0627\u0644\u0637\u0628\u064a\u0629 \u0627\u0644\u0645\u0648\u062c\u0648\u062f\u0629 \u0645\u0633\u0628\u0642\u0627\u064b\u060c \u0641\u0647\u064a \u0645\u0633\u0623\u0644\u0629 \u0645\u0646\u0641\u0635\u0644\u0629 \u0636\u0645\u0646 \u0627\u0644\u0648\u062b\u064a\u0642\u0629 \u0648\u062a\u062e\u062a\u0644\u0641 \u0628\u062d\u0633\u0628 \u062e\u0637\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646. \u064a\u064f\u0646\u0635\u062d \u0628\u0645\u0631\u0627\u062c\u0639\u0629 \u062c\u062f\u0648\u0644 \u0627\u0644\u0645\u0646\u0627\u0641\u0639 \u0648\u0646\u0635 \u0627\u0644\u0648\u062b\u064a\u0642\u0629 \u0644\u0645\u0639\u0631\u0641\u0629 \u0627\u0644\u062a\u063a\u0637\u064a\u0629 \u0627\u0644\u0645\u0637\u0628\u0642\u0629.<\/p>\n\n\n\n<h5 class=\"wp-block-heading has-text-color has-link-color wp-elements-50\" style=\"color:#882345\">\u0645\u0627 \u0627\u0644\u0641\u0631\u0642 \u0628\u064a\u0646 \u0645\u0628\u0627\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0648\u062d\u062f\u0648\u062f \u0627\u0644\u062a\u063a\u0637\u064a\u0629\u061f<\/h5>\n\n\n\n<p class=\"wp-block-paragraph\">\u0645\u0628\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0651\u0644 \u0647\u0648 \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0630\u064a \u0642\u062f \u064a\u062a\u0639\u064a\u0651\u0646 \u0639\u0644\u0649 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0627\u0644\u0645\u0633\u0627\u0647\u0645\u0629 \u0628\u0647 \u0645\u0642\u0627\u0628\u0644 \u062e\u062f\u0645\u0629 \u0635\u062d\u064a\u0629 \u0645\u0639\u064a\u0646\u0629 \u0645\u0634\u0645\u0648\u0644\u0629 \u0628\u0627\u0644\u062a\u063a\u0637\u064a\u0629. \u0623\u0645\u0627 \u062d\u062f \u0627\u0644\u062a\u063a\u0637\u064a\u0629\u060c \u0641\u0647\u0648 \u0627\u0644\u062d\u062f \u0627\u0644\u0623\u0642\u0635\u0649 \u0644\u0644\u0645\u0628\u0644\u063a \u0623\u0648 \u0627\u0644\u0645\u0633\u062a\u0648\u0649 \u0627\u0644\u0645\u062a\u0627\u062d \u0645\u0646 \u0627\u0644\u0645\u0646\u0641\u0639\u0629 \u0628\u0645\u0648\u062c\u0628 \u0627\u0644\u0648\u062b\u064a\u0642\u0629 \u0623\u0648 \u0645\u0646\u0641\u0639\u0629 \u0645\u062d\u062f\u062f\u0629 \u0636\u0645\u0646\u0647\u0627. \u0648\u0628\u0630\u0644\u0643\u060c \u064a\u062e\u062f\u0645 \u0643\u0644 \u0645\u0646\u0647\u0645\u0627 \u063a\u0631\u0636\u0627\u064b \u0645\u062e\u062a\u0644\u0641\u0627\u064b \u0639\u0646 \u0627\u0644\u0622\u062e\u0631.<\/p>\n\n\n\n<h5 class=\"wp-block-heading has-text-color has-link-color wp-elements-51\" style=\"color:#882345\">\u0647\u0644 \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0647\u0648 \u0646\u0641\u0633\u0647 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u0634\u062a\u0631\u0643\u061f<\/h5>\n\n\n\n<p class=\"wp-block-paragraph\">\u0644\u0627. \u0641\u0648\u0641\u0642\u0627\u064b \u0644\u0644\u0645\u0635\u0637\u0644\u062d\u0627\u062a \u0627\u0644\u0645\u0639\u062a\u0645\u062f\u0629 \u0644\u062f\u0649 \u0636\u0645\u0627\u0646\u060c \u064a\u0639\u062a\u0628\u0631:<\/p>\n\n\n\n<p class=\"has-text-color has-link-color wp-elements-52 wp-block-paragraph\" style=\"color:#003478\">\u25cf \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0647\u0648 \u0645\u0628\u0644\u063a \u062b\u0627\u0628\u062a<br>\u25cf \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0647\u0648 \u0646\u0633\u0628\u0629 \u0645\u0626\u0648\u064a\u0629 \u0645\u0646 \u0627\u0644\u0646\u0641\u0642\u0627\u062a \u0627\u0644\u0645\u062a\u0641\u0642 \u0639\u0644\u064a\u0647\u0627 \u0636\u0645\u0646 \u0627\u0644\u0648\u062b\u064a\u0642\u0629<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0648\u0642\u062f \u064a\u0634\u0643\u0651\u0644 \u0643\u0644\u0627\u0647\u0645\u0627 \u062c\u0632\u0621\u0627\u064b \u0645\u0646 \u062d\u0635\u0629 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0641\u064a \u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u0631\u0639\u0627\u064a\u0629 \u0627\u0644\u0635\u062d\u064a\u0629\u060c \u0644\u0643\u0646\u0647\u0645\u0627 \u064a\u064f\u062d\u062a\u0633\u0628\u0627\u0646 \u0628\u0637\u0631\u064a\u0642\u062a\u064a\u0646 \u0645\u062e\u062a\u0644\u0641\u062a\u064a\u0646.<\/p>\n\n\n\n<h5 class=\"wp-block-heading has-text-color has-link-color wp-elements-53\" style=\"color:#882345\"><strong>\u0623\u064a\u0646 \u064a\u0645\u0643\u0646\u0646\u064a \u0645\u0639\u0631\u0641\u0629<\/strong> <strong>\u0645\u0628\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0627\u0644\u0645\u0637\u0628\u0642 \u0639\u0644\u0649 \u062e\u0637\u062a\u064a\u061f<\/strong><\/h5>\n\n\n\n<p class=\"wp-block-paragraph\">\u0631\u0627\u062c\u0639\u0648\u0627 \u062c\u062f\u0648\u0644 \u0645\u0646\u0627\u0641\u0639 \u062e\u0637\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u062d\u064a \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643\u0645. \u0641\u0647\u0648 \u064a\u0648\u0636\u062d \u0645\u0628\u0627\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644 \u0648\u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0627\u0644\u0645\u0637\u0628\u0642\u0629\u060c \u0648\u063a\u064a\u0631\u0647\u0627 \u0645\u0646 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u0627\u0644\u0645\u0646\u0627\u0641\u0639. \u0643\u0645\u0627 \u064a\u0645\u0643\u0646\u0643\u0645 \u0627\u0644\u0631\u062c\u0648\u0639 \u0625\u0644\u0649 \u062f\u0644\u064a\u0644 \u0627\u0644\u0645\u0634\u062a\u0631\u0643\u064a\u0646 \u0648\u0634\u0631\u062d \u0627\u0644\u0648\u062b\u0627\u0626\u0642 \u0644\u0645\u0632\u064a\u062f \u0645\u0646 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u062d\u0648\u0644 \u0627\u0644\u0627\u0633\u062a\u0641\u0627\u062f\u0629 \u0645\u0646 \u0645\u0646\u0627\u0641\u0639 \u062a\u0623\u0645\u064a\u0646\u0643\u0645 \u0627\u0644\u0635\u062d\u064a.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u0627\u0644\u062e\u0644\u0627\u0635\u0629<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\u0625\u0646 \u0641\u0647\u0645 \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0651\u0644 \u0641\u064a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u062d\u064a \u0647\u0648 \u062e\u0637\u0648\u0629 \u0623\u0633\u0627\u0633\u064a\u0629 \u062a\u064f\u0633\u0647\u0650\u0651\u0644 \u0639\u0644\u064a\u0643\u0645 \u062a\u0648\u0642\u0651\u0639 \u0645\u0627 \u0642\u062f \u064a\u0642\u0639 \u0639\u0644\u0649 \u0639\u0627\u062a\u0642\u0643\u0645 \u0645\u0646 \u062a\u0643\u0627\u0644\u064a\u0641 \u0639\u0646\u062f \u062a\u0644\u0642\u0651\u064a \u0627\u0644\u0631\u0639\u0627\u064a\u0629 \u0627\u0644\u0635\u062d\u064a\u0629.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0648\u0648\u0641\u0642\u0627\u064b \u0644\u062c\u062f\u0648\u0644 \u0627\u0644\u0645\u0646\u0627\u0641\u0639 \u0627\u0644\u0645\u0639\u062a\u0645\u062f \u0644\u062f\u0649 \u0636\u0645\u0627\u0646\u060c \u062a\u064f\u0637\u0628\u064e\u0651\u0642 \u0631\u0633\u0648\u0645 \u062b\u0627\u0628\u062a\u0629 \u062a\u064f\u0639\u0631\u0641 \u0628\u0645\u0628\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0651\u0644 \u0639\u0644\u0649 \u0628\u0639\u0636 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0635\u062d\u064a\u0629 \u0627\u0644\u0645\u062d\u062f\u062f\u0629\u060c \u0648\u064a\u062a\u0645 \u062a\u0633\u062f\u064a\u062f\u0647\u0627 \u0645\u0646 \u0642\u0650\u0628\u0644 \u0627\u0644\u0645\u0634\u062a\u0631\u0643. \u0648\u062a\u062e\u062a\u0644\u0641 \u0647\u0630  \u0627\u0644\u0631\u0633\u0648\u0645 \u0639\u0646 \u0646\u0633\u0628\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0627\u0644\u062a\u064a \u062a\u064f\u062d\u062a\u0633\u0628 \u0643\u0646\u0633\u0628\u0629 \u0645\u0626\u0648\u064a\u0629 \u0645\u0646 \u0627\u0644\u0646\u0641\u0642\u0627\u062a \u0627\u0644\u0635\u062d\u064a\u0629\u060c \u0644\u0627 \u0643\u0645\u0628\u0644\u063a \u062b\u0627\u0628\u062a. \u0648\u062a\u0639\u062a\u0628\u0631 \u0645\u0639\u0631\u0641\u0629 \u0647\u0630\u0647 \u0627\u0644\u0641\u0631\u0648\u0642\u0627\u062a \u0623\u0645\u0631\u0627\u064b \u0645\u0647\u0645\u0627\u064b \u0639\u0646\u062f \u0645\u0642\u0627\u0631\u0646\u0629 \u062e\u0637\u0637 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u062d\u064a \u0641\u064a\u0645\u0627 \u0628\u064a\u0646\u0647\u0627.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0641\u0645\u0628\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0651\u0644 \u0648\u062d\u062f\u0647 \u0644\u0627 \u064a\u0643\u0641\u064a \u0644\u062a\u0643\u0648\u064a\u0646 \u0635\u0648\u0631\u0629 \u0648\u0627\u0636\u062d\u0629 \u0639\u0646 \u0627\u0644\u062e\u0637\u0629\u061b \u0625\u0630 \u064a\u0646\u0628\u063a\u064a \u0627\u0644\u0646\u0638\u0631 \u0625\u0644\u0649 \u0645\u062c\u0645\u0644 \u0639\u0646\u0627\u0635\u0631\u0647\u0627 \u0645\u0639\u0627\u064b: \u0627\u0644\u0642\u0633\u0637 \u0627\u0644\u062a\u0623\u0645\u064a\u0646\u064a\u060c \u0648\u0627\u0644\u0645\u0646\u0627\u0641\u0639 \u0627\u0644\u0645\u0634\u0645\u0648\u0644\u0629\u060c \u0648\u0634\u0628\u0643\u0629 \u0645\u0642\u062f\u0645\u064a \u0627\u0644\u0631\u0639\u0627\u064a\u0629 \u0627\u0644\u0635\u062d\u064a\u0629\u060c \u0648\u0646\u0633\u0628\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u0634\u062a\u0631\u0643\u060c \u0648\u062d\u062f\u0648\u062f \u0627\u0644\u062a\u063a\u0637\u064a\u0629\u060c \u0648\u0627\u0644\u0627\u0633\u062a\u062b\u0646\u0627\u0621\u0627\u062a\u060c \u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a\u0643\u0645 \u0627\u0644\u0635\u062d\u064a\u0629 \u0627\u0644\u0645\u062a\u0648\u0642\u0639\u0629. \u0648\u0625\u0646 \u0643\u0646\u062a\u0645 \u062a\u0631\u0627\u062c\u0639\u0648\u0646 \u062e\u064a\u0627\u0631\u0627\u062a\u0643\u0645 \u0627\u0644\u062a\u0623\u0645\u064a\u0646\u064a\u0629 \u062d\u0627\u0644\u064a\u0627\u064b\u060c \u0641\u0628\u0625\u0645\u0643\u0627\u0646\u0643\u0645 <a href=\"#individual-ar\/health-insurance-ar\">\u0627\u0644\u0627\u0637\u0644\u0627\u0639<\/a> <a href=\"#individual-ar\/health-insurance-ar\"><\/a><a href=\"#individual-ar\/health-insurance-ar\">\u0639\u0644\u0649<\/a> <a href=\"#individual-ar\/health-insurance-ar\"><\/a><a href=\"#individual-ar\/health-insurance-ar\">\u062e\u0637\u0637<\/a> <a href=\"#individual-ar\/health-insurance-ar\"><\/a><a href=\"#individual-ar\/health-insurance-ar\">\u0627\u0644\u062a\u0623\u0645\u064a\u0646<\/a> <a href=\"#individual-ar\/health-insurance-ar\"><\/a>\u0645\u0646 \u0636\u0645\u0627\u0646 \u0627\u0644\u0645\u0635\u0645\u0645\u0629 \u0644\u0644\u0623\u0641\u0631\u0627\u062f \u0648\u0627\u0644\u0639\u0627\u0626\u0644\u0627\u062a \u0648\u0627\u0644\u0634\u0631\u0643\u0627\u062a.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0648\u0623\u062e\u064a\u0631\u0627\u064b\u060c \u064a\u0645\u0646\u062d\u0643\u0645 \u0627\u0644\u0625\u0644\u0645\u0627\u0645 \u0628\u062a\u0641\u0627\u0635\u064a\u0644 \u0648\u062b\u064a\u0642\u062a\u0643\u0645 \u0642\u0628\u0644 \u0627\u0644\u062d\u0627\u062c\u0629 \u0625\u0644\u0649 \u0627\u0644\u0639\u0644\u0627\u062c \u0648\u0636\u0648\u062d\u0627\u064b \u0623\u0643\u0628\u0631 \u0639\u0646\u062f \u0627\u0644\u0627\u0633\u062a\u0641\u0627\u062f\u0629 \u0645\u0646 \u0627\u0644\u0645\u0646\u0627\u0641\u0639 \u0627\u0644\u0645\u0648\u062c\u0648\u062f\u0629 \u0641\u064a \u0648\u062b\u064a\u0642\u062a\u0643\u0645\u060c \u0648\u064a\u062c\u0639\u0644\u0643\u0645 \u0639\u0644\u0649 \u062f\u0631\u0627\u064a\u0629 \u0645\u0633\u0628\u0642\u0629 \u0628\u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u0635\u062d\u064a\u0629 \u0627\u0644\u062a\u064a \u0642\u062f \u062a\u062a\u062d\u0645\u0644\u0648\u0646\u0647\u0627.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u0627\u0644\u0645\u0635\u0627\u062f\u0631<\/h4>\n\n\n\n<p class=\"has-text-color has-link-color wp-elements-54 wp-block-paragraph\" style=\"color:#003478\"><a href=\"https:\/\/www.damaninsurance.ae\/ar\/products\/individuals-and-families\/\">&nbsp;\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0623\u0641\u0631\u0627\u062f \u0648\u0627\u0644\u0639\u0627\u0626\u0644\u0627\u062a<\/a><\/p>\n\n\n\n<p class=\"has-text-color has-link-color wp-elements-55 wp-block-paragraph\" style=\"color:#003478\"><a href=\"https:\/\/www.damaninsurance.ae\/ar\/home\/member-guides-and-policy-wording\/\">\u062f\u0644\u064a\u0644 \u0627\u0644\u0645\u0634\u062a\u0631\u0643\u064a\u0646 \u0648\u0634\u0631\u062d \u0627\u0644\u0648\u062b\u0627\u0626\u0642<\/a><\/p>\n\n\n\n<p class=\"has-text-color has-link-color wp-elements-56 wp-block-paragraph\" style=\"color:#003478\"><a href=\"https:\/\/www.damaninsurance.ae\/ar\/members\/find-a-hospital\/\">\u0627\u0644\u0628\u062d\u062b \u0639\u0646 \u0645\u0632\u0648\u062f\u064a \u0627\u0644\u062e\u062f\u0645\u0627\u062a<\/a><\/p>\n\n\n\n<p class=\"has-text-color has-link-color wp-elements-57 wp-block-paragraph\" style=\"color:#003478\"><a href=\"https:\/\/www.damanhealth.ae\/claims\/\">\u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0627\u062a<\/a><\/p>\n\n\n\n<p class=\"has-text-color has-link-color wp-elements-58 wp-block-paragraph\" style=\"color:#003478\"><a href=\"https:\/\/www.damaninsurance.ae\/ar\/product-listing\/#individual-ar\/health-insurance-ar\">\u062e\u0637\u0637 <a href=\"#individual-ar\/health-insurance-ar\"><\/a>\u0627\u0644\u062a\u0623\u0645\u064a\u0646 <a href=\"#individual-ar\/health-insurance-ar\"><\/a>\u0645\u0646 \u0636\u0645\u0627\u0646<\/a><\/p>\n\n\n\n<p class=\"has-text-color has-link-color wp-elements-59 wp-block-paragraph\" style=\"color:#003478\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u0634\u0631\u062d \u0645\u064f\u0628\u0633\u0637 \u0644\u0645\u0628\u0627\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644\u060c \u0648\u0643\u064a\u0641 \u062a\u0624\u062b\u0631 \u0639\u0644\u0649 \u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u0631\u0639\u0627\u064a\u0629 \u0627\u0644\u0635\u062d\u064a\u0629\u060c \u0648\u0645\u0627 \u0627\u0644\u0630\u064a \u064a\u064f\u0646\u0635\u062d \u0628\u0627\u0644\u062a\u062d\u0642\u0642 \u0645\u0646\u0647 \u0642\u0628\u0644 \u0634\u0631\u0627\u0621 \u062e\u0637\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u062d\u064a. \u0645\u062f\u0629 \u0627\u0644\u0642\u0631\u0627\u0621\u0629: \u0646\u062d\u0648 10 \u062f\u0642\u0627\u0626\u0642 \u0639\u0646\u062f \u0645\u0631\u0627\u062c\u0639\u0629 \u062e\u0637\u0637 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u062d\u064a\u060c \u0642\u062f \u064a\u0634\u0643\u0644 \u0648\u062c\u0648\u062f \u0645\u0635\u0637\u0644\u062d\u0627\u062a \u0645\u062b\u0644 \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u062d\u0645\u0644\u060c \u0648\u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0645\u0634\u062a\u0631\u0643\u060c \u0648\u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u0634\u062a\u0631\u0643\u060c \u0648\u0642\u0633\u0637 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0639\u0627\u0626\u0642\u0627\u064b \u0623\u0645\u0627\u0645 \u0641\u0647\u0645 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u062a\u064a \u0642\u062f \u062a\u062a\u062d\u0645\u0644\u0648\u0646\u0647\u0627 \u0639\u0646\u062f \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u0631\u0639\u0627\u064a\u0629 \u0627\u0644\u0635\u062d\u064a\u0629. [&hellip;]<\/p>\n","protected":false},"author":40,"featured_media":45346,"comment_status":"open","ping_status":"closed","template":"","blog_cate":[322],"class_list":["post-45403","blog","type-blog","status-publish","has-post-thumbnail","hentry","blog_cate-blogs"],"acf":{"blog_thumbnail_image":{"thumbnail_image":45337}},"_links":{"self":[{"href":"https:\/\/www.damaninsurance.ae\/ar\/wp-json\/wp\/v2\/blog\/45403","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.damaninsurance.ae\/ar\/wp-json\/wp\/v2\/blog"}],"about":[{"href":"https:\/\/www.damaninsurance.ae\/ar\/wp-json\/wp\/v2\/types\/blog"}],"author":[{"embeddable":true,"href":"https:\/\/www.damaninsurance.ae\/ar\/wp-json\/wp\/v2\/users\/40"}],"replies":[{"embeddable":true,"href":"https:\/\/www.damaninsurance.ae\/ar\/wp-json\/wp\/v2\/comments?post=45403"}],"version-history":[{"count":5,"href":"https:\/\/www.damaninsurance.ae\/ar\/wp-json\/wp\/v2\/blog\/45403\/revisions"}],"predecessor-version":[{"id":45427,"href":"https:\/\/www.damaninsurance.ae\/ar\/wp-json\/wp\/v2\/blog\/45403\/revisions\/45427"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.damaninsurance.ae\/ar\/wp-json\/wp\/v2\/media\/45346"}],"wp:attachment":[{"href":"https:\/\/www.damaninsurance.ae\/ar\/wp-json\/wp\/v2\/media?parent=45403"}],"wp:term":[{"taxonomy":"blog_cate","embeddable":true,"href":"https:\/\/www.damaninsurance.ae\/ar\/wp-json\/wp\/v2\/blog_cate?post=45403"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}