Ziyarah - Hello UAE Ziyarah - Hello UAE

Ziyarah - Hello UAE

Affordable and hassle-free emergency medical travel insurance for inbound visitors to the UAE

Why Choose Ziyarah?

Ziyarah is our specially designed emergency health insurance for visitors to the UAE. Whether you're here for a short trip or an extended stay, our plans ensure you're covered for unexpected medical issues. Choose from multiple coverage durations and plan options, all tailored to make your travel experience worry-free and compliant with entry requirements. With Ziyarah, you’re protected from day one. Whether you are planning a family vacation or welcoming loved ones to the UAE, securing the right coverage is essential for a worry-free visit. Our specialised Travel Health Insurance, Ziyarah, is designed specifically for visitors to the UAE, offering medical protection against unexpected emergencies, accidents, or illnesses during their stay. From seamless hospital networks across all emirates to a straightforward digital process to claim your medical expenses, we ensure that you and your family members are fully protected from the moment of arrival. Network Coverage: Click HERE to view the network coverage and choose “Visitors Plan” as the Facility Plan/Network Type.

  • Complies with UAE Visa requirements

    Complies with UAE Visa requirements

  • Access to healthcare centres across the UAE

    Access to healthcare centres across the UAE

  • Instant policy delivered to your email

    Instant policy delivered to your email

  • Several plan options

    Several plan options

Choose the Right Plan for Your Stay

190‑Day Multi‑Trip Plan

For frequent visitors or extended stays throughout the year

  • Valid for multiple trips over 190 days
  • AED 150,000 emergency hospitalisation coverage
  • Emergency evacuation to the nearest suitable facility
  • Cashless treatment at network hospitals in the UAE
Starting from AED 220

100‑Day Single‑Trip Plan

Perfect for family visits, extended vacations, or medical tourism

  • Covers trips up to 100 days (single entry)
  • Emergency Medical Expenses up to AED 150,000
  • 24/7 Assistance Helpline during your trip
  • Great for uninterrupted, longer stays

70‑Day Single‑Trip Plan

Ideal for shorter business trips or mid-length holidays

  • Covers trips up to 70 days (single entry)
  • Emergency Medical Expenses up to AED 150,000
  • Emergency Evacuation included
  • Fast & Easy Policy Issuance online
AED 85

40‑Day Single‑Trip Plan

Best for short-term visitors and quick getaways

  • Covers trips up to 40 days (single entry)
  • Emergency Medical Expenses up to AED 150,000
  • Emergency Evacuation to the nearest suitable facility
  • Cashless Treatment at network hospitals in the UAE

War & Disaster Visa Holders

Emergency medical coverage for Sudan visa holders in the UAE

  • Up to AED 150,000 emergency inpatient coverage
  • Valid for multiple trips within the UAE over one year
  • Covers emergency care (pre-existing and chronic conditions excluded)
AED 950

Ziyarah Plan Details

Schedule of Benefits (Ziyarah Plan)

Ziyarah Plan

Schedule of Benefits

Eligibility

Visitors as per Ministerial Decision No. 322/2008

Coverage Period

40/70/100/190 (multi trip) days, as opted

Benefits

Emergency “In Patient” Medical Conditions only

Limit per person

AED 150,000 for the coverage period

Territorial Limit

United Arab Emirates

Network

Visitors Plan Network

Pre-existing and/ or Chronic Medical Conditions

Not Covered

Inpatient and Day Treatment

Network

Accommodation Type-Shared Room

100% covered

Hospital Accommodation & Services

100% covered

Consultant’s, Surgeon’s & Anesthetist’s Fees and other fee

100% covered

Ambulance for an emergency leading to hospital confinement only

100% covered

Pharmaceuticals during hospitalisation only

100% covered

Physiotherapy & other Rehabilitation therapy during inpatient treatment only

100% covered

Post-Traumatic dental treatment (due to accidents during the coverage period within UAE only)

100% covered

Hospitalization for Covid-19{ref1}

100% covered

Dental/ Maternity/ Optical

Not covered

Treatment out of Network (Unless medical emergency)

Not covered

Choose the plan that matches your trip

All plans include emergency medical coverage up to AED 150,000 and meet The UAE visa requirements.

Get Started Background

Get Covered in 3 Simple Steps

  • Review Your Plan Benefits
    Review Your Plan Benefits

    Check what’s included—medical coverage, emergency support, and visa compliance for your trip.

  • Enter Your Travel Details
    Enter Your Travel Details

    Add your passport information, nationality, and travel dates to complete your application.

  • Pay & Download Your Policy
    Pay & Download Your Policy

    Make a secure payment and get your policy instantly via email and download.

Common Questions about Ziyarah Travel Insurance

Explore our Frequently Asked Questions to gain clarity on coverage, claims, and everything in between.

Am I eligible to purchase the Ziyarah plan?

Ziyarah is an Inbound Emergency Medical Travel Insurance plan available to anyone visiting any Emirate in the UAE on a visit visa.

What coverage does the Ziyarah plan offer?

Ziyarah plan offers coverage for emergency inpatient medical conditions only.

Can I buy the insurance if I am already in the UAE?

Yes, a visitor can buy Ziyarah if he is already in the country.

I am applying for a UAE Golden Visa, which requires me to submit a 6 month travel insurance plan. Can I purchase the 190-day plan for the Golden Visa application?

Yes, 190 days coverage plan is applicable for Golden Visa application.

Can I renew my Ziyarah plan after the expiry date?

No, you will need to buy a new Ziyarah plan.

Are pre-existing conditions covered under my Ziyarah plan?

Pre-existing  conditions are not covered under this plan.

Am I eligible for a premium & VAT refund in case I cancel my policy?

There is no premium and VAT refund under this plan.

I do not have a credit card; can I pay in cash? How?

Yes, please approach the nearest Daman Branch for assistance.

I do not have a UAE bank account, can claims payment be made to my account abroad?

Yes, you can have your claims paid amount transferred to an international bank account.

How can I have my medical emergency claims reimbursed and how long will it take?

You can file your claim through email [email protected] and in Daman’s branches service or points.

The following are the required documents:

  1. Original claim form
  2. Copy of your passport
  3. Proof of travel (boarding pass, flight tickets etc.)
  4. Original itemized invoice with service date
  5. Original prescription for medication

How much time do I have to submit my claims after the treatment is done?

We aim to make your claim reimbursement process as seamless and easy as possible. That’s why, if your claims fall below AED 15,000, you can file your claim by sending an email to [email protected] or by visiting a Daman branch near you. However, if your claim is AED 15,000 or higher, you will be required to file it at one of our branches.