Health Insurance for Every Journey in Life
From personal protection to corporate health cover and travel insurance, Daman gives you the confidence of care wherever you are.
Essential Health Cover for Domestic Helpers
The Basic Health Plan is available for domestic helpers and low-income members with Abu Dhabi visa.
All-in-One Health With Pura
Smarter Care. Healthier Living. Consult Doctors, Track Wellness, Join Challenges.
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Abu Dhabi Basic Plan
20 Years of Care and Trust
We’ve been the UAE’s health partner for two decades. With millions of members, 3,000+ healthcare providers, and award-winning digital support, Daman is the name you can trust for healthcare protection.
Why Families and Businesses Trust Daman
Named UAE's
Best
Perceived Health Insurer Brand
As the best perceived health insurance brand in the UAE, we lead in providing top-tier coverage and healthcare solutions, prioritising the wellbeing of our members.
We cover
3,000+
Hospitals & Clinics
With 3,000 hospitals and clinics, we offer extensive healthcare accessibility, ensuring quality medical services are within reach for individuals and families across the UAE.
Trusted by
3 Million+
Users
Reflects unwavering faith in our mission, services and products from a vast and diverse community of supporters.
Daman Health Insurance Benefits
Access to one of the largest healthcare networks in the UAE
Flexible plan options for different age groups and needs
Simple digital enrolment and policy management
Round-the-clock24/7 customer service and claims support
Compliance with UAE healthcare laws and visa requirements
Coverage solutions for Every Medical Need
Explore our wide range of individual, corporate, and travel insurance products.
The Basic Health Insurance Plan
Designed for domestic helpers, low-income employees or dependents who want reliable, affordable coverage for medical care across the UAE.
- Inpatient, outpatient and emergency services.
- Excellent levels of service 24/7, 365 days a year.
- Plans starting from as low as AED 750 per year.
Individuals and Families Health
For those who want enhanced coverage and the freedom to access care in the UAE and around the world.
- Worldwide or Worldwide-excluding-USA coverage
- Higher annual limits & broader benefits
- Optical, dental & wellness add-ons
Thiqa Top Up Plans
A comprehensive plan for Thiqa members looking for additional coverage of their Thiqa Plan.
- Annual Benefits Limit of up to AED 20,000,000
- Largest Network coverage in the UAE.
- Access to non-contracted providers.
- Extension of Territorial coverage to include Dubai, Northern Emirates and Worldwide.
Golden Visa Health Plans
Exclusive health coverage for Golden Visa holders and their dependents, designed for stability and freedom.
- High annual coverage limits
- Worldwide treatment & emergency assistance
- Dental, optical, wellness benefits
- Extensive UAE hospital network
Flexi Plan
Essential coverage tailored to your needs in the Emirate of Abu Dhabi.
- Maternity coverage within network
- Pre-existing conditions coverage
- 80% direct billing at Network providers
- Coverage tailored to Abu Dhabi (emergency cover for other Emirates)
Madeed — Retiree Plans
Madeed gives retirees access to robust medical care, including benefits for declared pre-existing conditions, wellness perks, and global options.
- High benefit limits for retirees
- Coverage for declared pre-existing conditions
- Wellness, dental & optical perks included
- Overseas coverage
Frequently Asked Questions
Explore our Frequently Asked Questions to gain clarity on coverage, claims, and everything in between.
Daman offers a wide range of health insurance plans tailored to different needs in the UAE, including the specialised Thiqa programme for UAE nationals, Basic Health Plan for domestic helpers and low-income expatriates, and Enhanced (comprehensive) plans with customisable, high-end options. We also offer specialised plans like Golden Visa holders’ health insurance and travel emergency health insurance.
Yes. Health insurance is legally mandatory for all residents in Dubai and Abu Dhabi. In 2025, the UAE government expanded this mandate to include all private-sector employees and domestic workers nationwide. Sponsors and employers are responsible for ensuring their dependents or employees have at least the minimum mandated health insurance coverage as applicable by regulations.
Yes, Daman health insurance plans comply with UAE regulations set by authorities such as the Dubai Health Authority (DHA) and the Department of Health – Abu Dhabi (DOH). As the national insurer, Daman operates under strict regulatory oversight, as explained on its About Daman page.
- Co-payment: A fixed percentage (e.g., 10%/20%) you pay at the clinic for services like consultations or lab tests.
- Deductible: A fixed amount (e.g., AED 25/50) you pay per visit before the insurance covers the rest.
You can search for Daman network hospitals and providers by location, speciality, or facility type using the official Daman provider directory on the website or mobile app. You can also call the customer service hotline at 600532626 (Local) +97126149555 (International) or Email Us [email protected].
Claims can be submitted through Daman’s online portal, mobile app, or directly through network providers for cashless treatment. Reimbursement claims typically require completed claim forms and supporting medical documents.
Daman provides customer support through phone, email, and digital platforms. You can call 600 532 626 (within the UAE) or +971 2 614 9555 (international). You may also email [email protected] for assistance. Members can access additional support through their online account for claims tracking, policy details, and network provider searches.
