Insurance that Protects the Future of your Business
From property to liability insurance, and employee benefits to end-of-service savings, our commercial lines insurance solutions are built around your company’s needs.
Your Trusted Partner in Business Protection
For over 20 years, Daman has supported UAE companies with reliable insurance coverage. From small businesses to large enterprises, our solutions go beyond health to protect your people, assets, and operations.
We're Here For You
Your Protection Partner
For SME coverage, if you’re looking to protect & insure the aspects of your business that matter most – from property to liability, engineering, medical mal-practice & beyond – our team is here to help guide you every step of the way. Additionally, you can access our SME platform directly to create and process our policies.
Our Commercial Line Insurance Plans
Your business deserves protection that goes beyond health. With our range of non-health insurance plans, we help safeguard your assets, your operations, and your people. From property and cargo to aviation and liability, our solutions are built to give companies of every size the confidence to grow securely.
Property Insurance
Comprehensive protection for physical assets — including buildings, offices, warehouses, machinery, and inventory. Covers damage from fire, theft, natural disasters, and other unforeseen events that could disrupt your operations.
Buildings · Equipment · Inventory · Fire & Theft Cover
Energy Insurance
Protect your operations with specialized energy insurance designed for high-risk, high-value environments. From upstream exploration to downstream processing, this coverage helps safeguard critical assets, infrastructure, and projects against operational, environmental, and financial risks - so
Refineries · Drilling Rigs · Pipelines · Gas Processing Plants
Aviation Insurance
Specialised coverage for aviation operators — including aircraft hull, liability to passengers, crew, and third parties, as well as hangar operations. Designed to keep aviation businesses compliant, secure, and resilient.
Aircraft · Crew · Liability · Hangar Operations
Casualty & Liability Insurance
Protect your company from financial loss arising from third-party claims, accidents, or injuries. Includes general liability, employer’s liability, and product liability coverage to safeguard your business reputation and continuity.
Third-Party · Accidents · Legal Liability · Risk Protection
Daman Insurance Benefits
Trusted by 100s of UAE businesses
Dedicated corporate solutions team
Fast, transparent claims process
Customized coverage designed specifically for your industry and risk profile
Frequently Asked Questions
Explore our Frequently Asked Questions to gain clarity on coverage, claims, and everything in between.
Whether you are an ambitious SME or a global conglomerate, Daman provides tailored risk solutions for every stage of business growth. Our commercial insurance is essential for entities operating in the UAE’s most vital sectors, including Logistics, Retail, Hospitality, Construction, Engineering, and Technology. We specialise in protecting your assets against unforeseen property damage, liability claims, and business interruptions, ensuring your operations remain resilient.
Building on our foundation as the UAE’s leading health insurer, Daman now offers a holistic suite of general insurance products. Our expanded portfolio provides end-to-end coverage across Property, Engineering, Casualty & Liability, Marine, Aviation, and Energy (Oil & Gas). This evolution allows us to serve as your single point of contact for comprehensive risk management, tailored specifically to the UAE’s unique regulatory and economic landscape.
Daman’s Property & Engineering insurance solutions are designed to safeguard the physical foundations of the UAE’s economy. Our Property All Risks (PAR) coverage provides a comprehensive safety net for commercial assets—ranging from iconic skyscrapers to industrial warehouses—against perils such as fire, lightning, and natural disasters. Beyond standard asset protection, our Engineering suite caters to the lifecycle of construction, offering Contractors’ All Risks (CAR) and Erection All Risks (EAR) policies. These are essential for managing the complex risks inherent in large-scale infrastructure projects, including machinery breakdown and third-party liability during the build phase. By integrating these two pillars, Daman ensures that both standing property and ongoing developments remain resilient in the face of operational or environmental disruptions.
Yes. Daman provides robust Marine Cargo solutions to protect your goods across the global supply chain. Our coverage extends to transit by air, sea, and land, protecting against loss or damage to cargo and third-party liability.
Partnering with a local expert like Daman ensures your policies are fully compliant with UAE Maritime Law and International Aviation standards. Given the UAE’s position as a global logistics hub (linking Dubai and Abu Dhabi to the world), we offer deep regional. This results in faster claims processing, localised risk assessment, and a team that understands the specific nuances of regional trade routes.
As the UAE continues to pioneer global energy trends, Daman provides sophisticated insurance for Onshore and Offshore Energy operations. Our policies are designed to mitigate the high-stakes risks associated with the Oil & Gas sector, including asset integrity, refining risks, and distribution liabilities. We focus on ensuring operational continuity for firms involved in the extraction and processing of the region’s energy resources.
In an increasingly litigious environment, Liability & Casuality Insurance acts as a vital financial shield. Daman’s solutions cover everything from Public and Product Liability to Professional Indemnity. By covering legal defence costs and settlement fees, we protect your company’s balance sheet and reputation, allowing you to focus on your core business goals without the fear of unforeseen third-party claims.
Daman provides customer support through phone, email, and digital platforms. You can call 600 532 626 (within the UAE) or +971 2 614 9555 (international). You may also email [email protected] for assistance. Members can access additional support through their online account for claims tracking, policy details, and network provider searches.
